fernandopartridge
Well-Known Member
Just dont double the defence budget just because Trump demands it.
That's a good fucking start.
It's not often we agree but agreed.
Just dont double the defence budget just because Trump demands it.
That's a good fucking start.
Careful nowIt's not often we agree but agreed.
Careful now![]()
I've just had another sprog, I personally think the cost of them is blown out of proportion.Kids cost a lot less than OAPs guys.
In fact almost all kids are net revenue positive for the state cos they grow up and pay taxes.
I've just had another sprog, I personally think the cost of them is blown out of proportion.
And you're right, they are awesome!
Nursery fees are pretty extortionate though!
Currently paying the best part of a grand every month for my two to go to nursery, and that's only 3 days a week
Eldest starts school in September, looking forward to that saving!
Possibly, not there yet with this one (just gone 3 months).Nursery fees are pretty extortionate though!
Currently paying the best part of a grand every month for my two to go to nursery, and that's only 3 days a week
Eldest starts school in September, looking forward to that saving!
Possibly, not there yet with this one (just gone 3 months).
My missus said that it wasn't to bad (30 hours free now vs 15 for our first).
Our kid is 13mths and started nursery about 6 weeks ago. With the free childcare we get the nursery cost for 3 half-days is £78/mth. I was fearing it’d be a lot more.
How does that work out if it’s 30hrs free and you’re only doing (what’s a half day like 4hrs?) 12hrs?
Asking cos we’re starting to try next month and it’s been ten years since my current youngest was born.
I have never known anything as totally not fit for purpose as care for the elderly. Every part of the system is a complete and utter shambles and the only thing anyone in a position of power seems interested in is how to push more of the cost onto the person in care, or more realistically their family.Care for the elderly is ridiculously expensive privately. Both my Grandparents have dementia, one more further on than the other, and if we were to put them in private care it would be £1k a week each.
Its fairly interesting to me and quite new. But I've found out if you have above 23.5k in savings cash you arent entitled to any free care? That is utterly absurd if true. That will be burnt through like no mans business.I have never known anything as totally not fit for purpose as care for the elderly. Every part of the system is a complete and utter shambles and the only thing anyone in a position of power seems interested in is how to push more of the cost onto the person in care, or more realistically their family.
If ever you wanted an argument against privatisation this is it, every part of the system designed to extract the most money possible from you with little thought to the person who actually needs care.
For someone relatively healthy you've got 'retirement living', places like Earsdon Village, that have eye watering fees for doing the bare minimum, then make you sell the place back to them at way below market rate when you leave and charge a hefty exit fee on top.
But that's nothing compared to needing to go into somewhere for care reasons. You'll have meeting after meeting with the NHS, care board, council etc etc etc. Never see the same person twice so there's zero continuity of care. You have meetings with different people about exactly the same thing that leave you just wondering why you can't have one meeting and then they share the information.
Everything is designed around finding a way to not pay for the care and once they've found a way to justify that you never hear from anyone again despite them insisting the reason you needed so many meetings was because it was important they check that the person in question is getting the appropriate care.
They will happily take every penny you have and then watch you sink further and further into debt. My mum is of the generation where the wife didn't go to work so she gets a bare minimum pension. My Dad gets a work pension as is common for his generation. When he dies that pension passes to my mum as she will have nothing else to live on. But while my Dad is in care they take 100% of his pension, leaving her without enough to live on, then send a 4 figure bill every month to top it up which obviously I'm paying but I don't earn enough to be paying out 4 figures a month on top of everything else.
I get the need to means test, although I doubt anyone with millions in the bank is going in the sort of care homes you and I are dealing with, but the limit is way to low. You can burn through that in a matter of months.Its fairly interesting to me and quite new. But I've found out if you have above 23.5k in savings cash you arent entitled to any free care? That is utterly absurd if true. That will be burnt through like no mans business.