Do you want to discuss boring politics? (23 Viewers)

Sky_Blue_Dreamer

Well-Known Member
Careful now 😘
Father Ted GIF by Pixel Bandits
 

Grendel

Well-Known Member

PVA

Well-Known Member
I've just had another sprog, I personally think the cost of them is blown out of proportion.

And you're right, they are awesome!

Nursery fees are pretty extortionate though!

Currently paying the best part of a grand every month for my two to go to nursery, and that's only 3 days a week 😳

Eldest starts school in September, looking forward to that saving!
 

SBT

Well-Known Member
If anyone can point me in the direction of these benefits that pay for the cost of having a child then please do send them my way. Those Category A+ tickets won’t pay for themselves.
 

shmmeee

Well-Known Member
Nursery fees are pretty extortionate though!

Currently paying the best part of a grand every month for my two to go to nursery, and that's only 3 days a week 😳

Eldest starts school in September, looking forward to that saving!

They basically cost what one person makes in my experience making them entirely pointless aside from the fact you want to socialise your kid so they’ve got you by the balls.

Said before I’d rather we front loaded the cash and support at early years.

I did see something that we pay more because we go to school earlier though and places with older pre school kids subsidise the younger ones because they can be bigger class sizes.

I also think you can’t have an economy which tells everyone to leave their family support systems and move to London if they want a career and not replace it with childcare.
 

shmmeee

Well-Known Member
Do we have any vaguely competent political parties in this country?



Ironically it’s probably these guys:

IMG_4425.jpeg

But they’ve also got their fair share of nutters.

The selection process for Polticians has a lot to answer for. It basically selects for weirdness and obsession.
 

Nuskyblue

Well-Known Member
Nursery fees are pretty extortionate though!

Currently paying the best part of a grand every month for my two to go to nursery, and that's only 3 days a week 😳

Eldest starts school in September, looking forward to that saving!
Possibly, not there yet with this one (just gone 3 months).

My missus said that it wasn't to bad (30 hours free now vs 15 for our first).
 

SBAndy

Well-Known Member
Possibly, not there yet with this one (just gone 3 months).

My missus said that it wasn't to bad (30 hours free now vs 15 for our first).

Our kid is 13mths and started nursery about 6 weeks ago. With the free childcare we get the nursery cost for 3 half-days is £78/mth. I was fearing it’d be a lot more.
 

shmmeee

Well-Known Member
Our kid is 13mths and started nursery about 6 weeks ago. With the free childcare we get the nursery cost for 3 half-days is £78/mth. I was fearing it’d be a lot more.

How does that work out if it’s 30hrs free and you’re only doing (what’s a half day like 4hrs?) 12hrs?

Asking cos we’re starting to try next month and it’s been ten years since my current youngest was born.
 

chiefdave

Well-Known Member
What is mental about this article is that the numbers haven't gone down because we've started processing people faster, or because there's less people coming into the country.

They've come down because they are now put in places that are cheaper which raises the very obvious question of why the fuck did the last government not do this?

 

shmmeee

Well-Known Member
This was my concern when the initial bill was so watered down already, the concessions being made to the Lords on the planning bill basically destroy it entirely in terms of its aims.

This is a good article on the morality of such choices.

 

SBAndy

Well-Known Member
How does that work out if it’s 30hrs free and you’re only doing (what’s a half day like 4hrs?) 12hrs?

Asking cos we’re starting to try next month and it’s been ten years since my current youngest was born.

Clearly I was half-asleep. It’s actually 2 half-day sessions, sorry. I believe it’s 15hrs free childcare from 9mths to 2yrs then increases to 30. May be wrong on that but we are only eligible for 15hrs. However the free hours are only supplied in term-time, meaning you have to pay out-of-term. What our nursery does (and I’d imagine most do) is spread the cost so we ‘pay’ all year round but it remains constant rather than getting slapped for £300-400 per month in the summer holidays.

The bill I’ve quoted also includes the consumables charge and food charge which, of course, are not covered by free childcare.
 

chiefdave

Well-Known Member
Care for the elderly is ridiculously expensive privately. Both my Grandparents have dementia, one more further on than the other, and if we were to put them in private care it would be £1k a week each.
I have never known anything as totally not fit for purpose as care for the elderly. Every part of the system is a complete and utter shambles and the only thing anyone in a position of power seems interested in is how to push more of the cost onto the person in care, or more realistically their family.

If ever you wanted an argument against privatisation this is it, every part of the system designed to extract the most money possible from you with little thought to the person who actually needs care.

For someone relatively healthy you've got 'retirement living', places like Earsdon Village, that have eye watering fees for doing the bare minimum, then make you sell the place back to them at way below market rate when you leave and charge a hefty exit fee on top.

But that's nothing compared to needing to go into somewhere for care reasons. You'll have meeting after meeting with the NHS, care board, council etc etc etc. Never see the same person twice so there's zero continuity of care. You have meetings with different people about exactly the same thing that leave you just wondering why you can't have one meeting and then they share the information.

Everything is designed around finding a way to not pay for the care and once they've found a way to justify that you never hear from anyone again despite them insisting the reason you needed so many meetings was because it was important they check that the person in question is getting the appropriate care.

They will happily take every penny you have and then watch you sink further and further into debt. My mum is of the generation where the wife didn't go to work so she gets a bare minimum pension. My Dad gets a work pension as is common for his generation. When he dies that pension passes to my mum as she will have nothing else to live on. But while my Dad is in care they take 100% of his pension, leaving her without enough to live on, then send a 4 figure bill every month to top it up which obviously I'm paying but I don't earn enough to be paying out 4 figures a month on top of everything else.
 

Ccfcisparks

Well-Known Member
I have never known anything as totally not fit for purpose as care for the elderly. Every part of the system is a complete and utter shambles and the only thing anyone in a position of power seems interested in is how to push more of the cost onto the person in care, or more realistically their family.

If ever you wanted an argument against privatisation this is it, every part of the system designed to extract the most money possible from you with little thought to the person who actually needs care.

For someone relatively healthy you've got 'retirement living', places like Earsdon Village, that have eye watering fees for doing the bare minimum, then make you sell the place back to them at way below market rate when you leave and charge a hefty exit fee on top.

But that's nothing compared to needing to go into somewhere for care reasons. You'll have meeting after meeting with the NHS, care board, council etc etc etc. Never see the same person twice so there's zero continuity of care. You have meetings with different people about exactly the same thing that leave you just wondering why you can't have one meeting and then they share the information.

Everything is designed around finding a way to not pay for the care and once they've found a way to justify that you never hear from anyone again despite them insisting the reason you needed so many meetings was because it was important they check that the person in question is getting the appropriate care.

They will happily take every penny you have and then watch you sink further and further into debt. My mum is of the generation where the wife didn't go to work so she gets a bare minimum pension. My Dad gets a work pension as is common for his generation. When he dies that pension passes to my mum as she will have nothing else to live on. But while my Dad is in care they take 100% of his pension, leaving her without enough to live on, then send a 4 figure bill every month to top it up which obviously I'm paying but I don't earn enough to be paying out 4 figures a month on top of everything else.
Its fairly interesting to me and quite new. But I've found out if you have above 23.5k in savings cash you arent entitled to any free care? That is utterly absurd if true. That will be burnt through like no mans business.
 

chiefdave

Well-Known Member
Its fairly interesting to me and quite new. But I've found out if you have above 23.5k in savings cash you arent entitled to any free care? That is utterly absurd if true. That will be burnt through like no mans business.
I get the need to means test, although I doubt anyone with millions in the bank is going in the sort of care homes you and I are dealing with, but the limit is way to low. You can burn through that in a matter of months.

Bad enough burning through your kids inheritance but in a lot of cases there's a partner who is reliant on that money. My Dad always took care of the finances, as I imagine was common, so everything is in his name and as far as the authorities are concerned thats money they can take.

The only thing they can't touch is the house as my mum is still there but even that is a bizarre rule. My mum now can't move because if she sells up and downsizes they will grab that money as well!
 

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