Pompous

might come across as that on the odd occasion but I try very hard not to be. I also am happy to back up my points with provable facts and generally indicate when it's opinion or conjecture. Also happy to accept I can or might be wrong
I provided some very brief facts as to why I don't agree or follow. I still don't agree or follow. On reflection I wish I hadn't bothered and adopted Grendels approach, without any comment though
I don't care about your qualifications, or CV really makes no difference. There are lots of posters on here that raised very valid financial points that i had not considered without being chartered accountants.
Posting your reply in capitals is equivalent to shouting on the Internet. It isnt a discussion. Comments about my ability, age or other snide comments don't work. I just won't reply in future. I dont care enough to be bothered.