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The EU: In, out, shake it all about.... (12 Viewers)

  • Thread starter jimmyhillsfanclub
  • Start date Jun 8, 2016
Forums New posts

As of right now, how are thinking of voting? In or out

  • Remain

    Votes: 23 37.1%
  • Leave

    Votes: 35 56.5%
  • Undecided

    Votes: 3 4.8%
  • Not registered or not intention to vote

    Votes: 1 1.6%

  • Total voters
    62
  • Poll closed Jun 15, 2016.
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SkyBlueDom26

Well-Known Member
  • Nov 8, 2019
  • #45,956
Astute said:
Here we go again.

Where did I say that?
Click to expand...
Shmmeee has a good habit and putting words into peoples mouths
 
B

Brighton Sky Blue

Well-Known Member
  • Nov 8, 2019
  • #45,957
Astute said:
Which is why I say about the tax being talked about on inheritance. They sa about 40% of older people help the younger ones buy. Life isn't easy. Or should I be one of those who is doing OK so not care?
Click to expand...

I am also doing OK, much more so than I was when I started in the profession. Doesn’t mean that I have forgotten how it was
 

Astute

Well-Known Member
  • Nov 8, 2019
  • #45,958
shmmeee said:
By your own made up figures (again this isn’t actually Labour policy), each person still gets more than enough for a good deposit on a decent house. That 500k house is only paid off because they bought it for £100k then spent decades voting in politicians who implemented policies designed to raise house prices. That breaks the inter generational contract. That’s why the under 40s are pissed off. Your generation has good jobs, decent pensions, affordable houses, and free education. Then when you became the voting majority decided all that stuff is socialist nonsense and got rid of it.
Click to expand...
So did McDonnell say he is looking at doing it?

How about keeping to the truth?

We vote in Labour. House prices go up. We vote in the Tories. House prices go up. That is inflation for you. And to burst your bubble....We were told that house prices would crash if we voted leave. We voted leave. House prices continued to go up. Yet it is still our fault.

My generation has good jobs and good pensions? Brown killed off final salary pensions pensions in 2001. I have a good pension because I don't waste my money renting a new car every 3 years. I don't have to have the latest technology every time something new comes out. I don't spend thousands on holidays each year. Instead my money goes into my pension.

Brown and Bliar shafted you. And the funny thing is I see it happening again if Labour get in. But I am whatever you call me for being worried. I fell for it last time. Not falling for it again.
 

Astute

Well-Known Member
  • Nov 8, 2019
  • #45,959
Brighton Sky Blue said:
I am also doing OK, much more so than I was when I started in the profession. Doesn’t mean that I have forgotten how it was
Click to expand...
Are you saying that I have forgotten?

I had it really hard. That is why I don't waste my money now. Then we get Shhhmmee saying how easy we had it. Unbelievable. My eldest kid is 34 youngest is 9. I don't need telling anything. I have seen the changes. You would think with tour comment here that it is never who wants tax to be raised off the poorer of our population and not yourself.
 

Astute

Well-Known Member
  • Nov 8, 2019
  • #45,960
djr8369 said:
I apologised the other week for confusing a comment somebody had made thinking it was you?


Sent from my iPhone using Tapatalk
Click to expand...
That was something else :smuggrin:
 

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,961
shmmeee said:
By your own made up figures (again this isn’t actually Labour policy), each person still gets more than enough for a good deposit on a decent house. That 500k house is only paid off because they bought it for £100k then spent decades voting in politicians who implemented policies designed to raise house prices. That breaks the inter generational contract. That’s why the under 40s are pissed off. Your generation has good jobs, decent pensions, affordable houses, and free education. Then when you became the voting majority decided all that stuff is socialist nonsense and got rid of it.
Click to expand...

Oh dear it’s the politics of envy
 
Reactions: SkyBlueDom26

shmmeee

Well-Known Member
  • Nov 8, 2019
  • #45,962
Astute said:
Here we go again.

Where did I say that?
Click to expand...

When you said we shouldn’t tax inheritance because people need it to buy houses. Seriously if this many people misunderstand you maybe put some effort into explaining your thoughts better.

Why do you think IHT is a bad tax?
 

shmmeee

Well-Known Member
  • Nov 8, 2019
  • #45,963
Astute said:
Are you saying that I have forgotten?

I had it really hard. That is why I don't waste my money now. Then we get Shhhmmee saying how easy we had it. Unbelievable. My eldest kid is 34 youngest is 9. I don't need telling anything. I have seen the changes. You would think with tour comment here that it is never who wants tax to be raised off the poorer of our population and not yourself.
Click to expand...

Stop taking everything personally. One of two things can be true here:

1) The millions of young people saying there’s an issue and supported by economic indicators are wrong and a bunch of whiny snowflakes

2) There genuinely is a problem

You seem to be on the side of 1
 
Reactions: Brighton Sky Blue

shmmeee

Well-Known Member
  • Nov 8, 2019
  • #45,964
Astute said:
So did McDonnell say he is looking at doing it?

How about keeping to the truth?

We vote in Labour. House prices go up. We vote in the Tories. House prices go up. That is inflation for you. And to burst your bubble....We were told that house prices would crash if we voted leave. We voted leave. House prices continued to go up. Yet it is still our fault.

My generation has good jobs and good pensions? Brown killed off final salary pensions pensions in 2001. I have a good pension because I don't waste my money renting a new car every 3 years. I don't have to have the latest technology every time something new comes out. I don't spend thousands on holidays each year. Instead my money goes into my pension.

Brown and Bliar shafted you. And the funny thing is I see it happening again if Labour get in. But I am whatever you call me for being worried. I fell for it last time. Not falling for it again.
Click to expand...

Fucking hell. We are talking about breaking from the neoliberal policies that all parties have had since the 70s. This isn’t about personalities.

Are you seriously telling me education wasn’t free in your generation? Or that the house price to income ratio wasn’t far lower? Or that on average pensions were better?

Because you’d be wrong on all three cases. This isn’t even up for dispute.

Stop waffling about Blair and Brown when you are arguing against Corbyn, who the entire point of is a complete break from those two. Labour members agree with you, they didn’t fix what was wrong. That’s why they voted Corbyn in and now all you can say is “what about Blair and Brown”.

Blair and Brown did a lot of good. Their brand of neoliberal economics is better than the Tories version, but both fail to solve underlying issues with the economy.
 

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,965
shmmeee said:
Fucking hell. We are talking about breaking from the neoliberal policies that all parties have had since the 70s. This isn’t about personalities.

Are you seriously telling me education wasn’t free in your generation? Or that the house price to income ratio wasn’t far lower? Or that on average pensions were better?

Because you’d be wrong on all three cases. This isn’t even up for dispute.
Click to expand...

what about interest rates and actual mortgage payments as a percentage of earnings?
 

Astute

Well-Known Member
  • Nov 8, 2019
  • #45,966
shmmeee said:
When you said we shouldn’t tax inheritance because people need it to buy houses. Seriously if this many people misunderstand you maybe put some effort into explaining your thoughts better.

Why do you think IHT is a bad tax?
Click to expand...
I said help to buy a house and also to secure futures. I also said this would help to keep many off relying on the state in older life and not be a burden.

Where as with you..... hard to buy a house these days without a deposit. But why should they get a deposit.....And ignore the rest. And it is me that supposedly doesn't listen.
 

clint van damme

Well-Known Member
  • Nov 8, 2019
  • #45,967
Grendel said:
Well do you think such a person should be a potential cabinet member or even an MP?

I mean people think Johnson is unfit for office for a couple of unfortunate phrases
Click to expand...

People think Johnson is unfit for office for a well raft of reasons as you well know. His off the scale dishonesty, his disastrous tenure at the foreign office, his naked ambition over what is right for the country, numerous scandals, wasting public money on projects that never get off the ground, that's just off the top of my head.

As for is Abbott fit as a cabinet member, I don't think she is personally, but I'd say the same about the vast majority of the current cabinet.
 
Reactions: Astute

skybluetony176

Well-Known Member
  • Nov 8, 2019
  • #45,968
Grendel said:
what about interest rates and actual mortgage payments as a percentage of earnings?
Click to expand...
What about wages as a percentage of house values? What about deposits as a percentage of earnings? You had it a lot better than current first time buyers.
 

Astute

Well-Known Member
  • Nov 8, 2019
  • #45,969
shmmeee said:
Stop taking everything personally. One of two things can be true here:

1) The millions of young people saying there’s an issue and supported by economic indicators are wrong and a bunch of whiny snowflakes

2) There genuinely is a problem

You seem to be on the side of 1
Click to expand...
That is your take on things.

I don't want another long lasting tax burden put onto the working class. As I keep saying it won't affect the rich. It is a Labour idea so it seems OK with you. But that isn't what the Labour party is supposed to be about. That is why I make comparisons to the last Labour government. But it doesn't matter. You know your pension got shafted by them but but but.
 

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,970
Astute said:
That is your take on things.

I don't want another long lasting tax burden put onto the working class. As I keep saying it won't affect the rich. It is a Labour idea so it seems OK with you. But that isn't what the Labour party is supposed to be about. That is why I make comparisons to the last Labour government. But it doesn't matter. You know your pension got shafted by them but but but.
Click to expand...

It’s a classic vote loser for any party. It’s a hated tax and any party reducing the ceiling would be trounced

it’s a lazy spiteful measure which would add peanuts to the treasury anyway
 

Astute

Well-Known Member
  • Nov 8, 2019
  • #45,971
shmmeee said:
Fucking hell. We are talking about breaking from the neoliberal policies that all parties have had since the 70s. This isn’t about personalities.

Are you seriously telling me education wasn’t free in your generation? Or that the house price to income ratio wasn’t far lower? Or that on average pensions were better?

Because you’d be wrong on all three cases. This isn’t even up for dispute.

Stop waffling about Blair and Brown when you are arguing against Corbyn, who the entire point of is a complete break from those two. Labour members agree with you, they didn’t fix what was wrong. That’s why they voted Corbyn in and now all you can say is “what about Blair and Brown”.

Blair and Brown did a lot of good. Their brand of neoliberal economics is better than the Tories version, but both fail to solve underlying issues with the economy.
Click to expand...
Where do I start here? Full of information you know is twisted.

House prices? Just as affordable as now. Have shown you the evidence enough times. We had high interest rates. You have record low interest rates.

Brown and Bliar did a lot of good? Let's forget about the bad eh? Taken to war on a lie. Still feeling the after effects and will do for many years. Pensions decimated. Yet you try to ignore how they were decimated and just state that my generation had it better. This is also false. That happened nearly 20 years ago. So in other words most of my working life. They were Tories n disguise. That has also been provenon here. Bliar speeded up privatisation of the NHS. Yet you choose to also ignore this.

I could go on. But to you they did a good job. They are Labour.
 

Astute

Well-Known Member
  • Nov 8, 2019
  • #45,972
clint van damme said:
People think Johnson is unfit for office for a well raft of reasons as you well know. His off the scale dishonesty, his disastrous tenure at the foreign office, his naked ambition over what is right for the country, numerous scandals, wasting public money on projects that never get off the ground, that's just off the top of my head.

As for is Abbott fit as a cabinet member, I don't think she is personally, but I'd say the same about the vast majority of the current cabinet.
Click to expand...
Anyone who disagrees with this is as blind to the Tories as Shmmeee is to Labour.
 

Astute

Well-Known Member
  • Nov 8, 2019
  • #45,973
Grendel said:
It’s a classic vote loser for any party. It’s a hated tax and any party reducing the ceiling would be trounced

it’s a lazy spiteful measure which would add peanuts to the treasury anyway
Click to expand...
It would raise a lot of money off the poorer of our population. But it would do long term damage to Labour like Bliar and Brown did last time. It is a tax grab that the Tories wouldn't dare do. But once done they wouldn't reverse it. Why would they? It wouldn't be their fault.
 

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,974
Astute said:
It would raise a lot of money off the poorer of our population. But it would do long term damage to Labour like Bliar and Brown did last time. It is a tax grab that the Tories wouldn't dare do. But once done they wouldn't reverse it. Why would they? It wouldn't be their fault.
Click to expand...

It would raise very little - currently it raises about £5 billion and that’s of top end earners - it wouldn’t even double the current intake
 
D

djr8369

Well-Known Member
  • Nov 8, 2019
  • #45,975
chiefdave said:
A lot of truth in this
Click to expand...

Yeah. Tbf there’s been a lot of people saying any kind of remain lacy isn’t going to work without labour involved.


Sent from my iPhone using Tapatalk
 

Astute

Well-Known Member
  • Nov 8, 2019
  • #45,976
Grendel said:
It would raise very little - currently it raises about £5 billion and that’s of top end earners - it wouldn’t even double the current intake
Click to expand...
95% of the population have less than the present £475,000. But nearly everyone who owns their own home will be over the £125,000 proposed. And that is without savings and the rest. Home ownership is at about 65% presently. But the older you get the more own their own home. So the tax would change from just 5% which is the richest to the majority.
 

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,977
Astute said:
95% of the population have less than the present £475,000. But nearly everyone who owns their own home will be over the £125,000 proposed. And that is without savings and the rest. Home ownership is at about 65% presently. But the older you get the more own their own home. So the tax would change from just 5% which is the richest to the majority.
Click to expand...

it’s £325,000 isn’t it?
 

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,978
Excluding the residence band
 

Astute

Well-Known Member
  • Nov 8, 2019
  • #45,979
Grendel said:
it’s £325,000 isn’t it?
Click to expand...
No £475,000.
 
D

djr8369

Well-Known Member
  • Nov 8, 2019
  • #45,980
Astute said:
95% of the population have less than the present £475,000. But nearly everyone who owns their own home will be over the £125,000 proposed. And that is without savings and the rest. Home ownership is at about 65% presently. But the older you get the more own their own home. So the tax would change from just 5% which is the richest to the majority.
Click to expand...

What if it was lowered to a value somewhere in the middle of the two?


Sent from my iPhone using Tapatalk
 

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,981
Astute said:
No £475,000.
Click to expand...

That’s including the property allowance - I’ve just looked at the Labour Party proposal - or the report it’s based on and it is projected to raise a grand total of £6 billion extra revenue so it is just double what is currently earned and based off a projected rise of the base

The proposal also isn’t lowering the threshold but actually having a lifetime gift allowance and applying an income tax on any element above that - so it then depends on your beneficiaries tax band

It’s the most stupid idea I have ever seen
 

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,982
djr8369 said:
What if it was lowered to a value somewhere in the middle of the two?


Sent from my iPhone using Tapatalk
Click to expand...

labour are proposing a lifetime gift tax and scrapping IHT altogether - it’s hilarious
 

shmmeee

Well-Known Member
  • Nov 8, 2019
  • #45,983
Astute said:
I said help to buy a house and also to secure futures. I also said this would help to keep many off relying on the state in older life and not be a burden.

Where as with you..... hard to buy a house these days without a deposit. But why should they get a deposit.....And ignore the rest. And it is me that supposedly doesn't listen.
Click to expand...

What? You’re the one saying the deposit should come from having parents rich enough to have built up capital. I want it to be down to hard work and ability to earn a decent wage.
 

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,984
shmmeee said:
What? You’re the one saying the deposit should come from having parents rich enough to have built up capital. I want it to be down to hard work and ability to earn a decent wage.
Click to expand...

40% of 25 to 34 year olds own their own house now and outside London the figure is higher
 

shmmeee

Well-Known Member
  • Nov 8, 2019
  • #45,985
Astute said:
Where do I start here? Full of information you know is twisted.

House prices? Just as affordable as now. Have shown you the evidence enough times. We had high interest rates. You have record low interest rates.

Brown and Bliar did a lot of good? Let's forget about the bad eh? Taken to war on a lie. Still feeling the after effects and will do for many years. Pensions decimated. Yet you try to ignore how they were decimated and just state that my generation had it better. This is also false. That happened nearly 20 years ago. So in other words most of my working life. They were Tories n disguise. That has also been provenon here. Bliar speeded up privatisation of the NHS. Yet you choose to also ignore this.

I could go on. But to you they did a good job. They are Labour.
Click to expand...

Interest rates were high for a short period. Wages to price ratio was low for far far longer. As people keep telling you, the issue is the deposit required to buy a house with prices as they are. Combined with low wages it means people can’t get on the ladder.

You keep stating blatant falsehoods despite being pulled up on it. I’ve repeatedly said I didn’t like Blair’s privatisation agenda, you liked the fricken post so you clearly read it!
 

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,986
shmmeee said:
Interest rates were high for a short period. Wages to price ratio was low for far far longer.

You keep stating blatant falsehoods despite being pulled up on it. I’ve repeatedly said I didn’t like Blair’s privatisation agenda, you liked the fricken post so you clearly read it!
Click to expand...

An article in the guardian shows statistics that say average income to mortgage rates have hardly altered for 25 years - keep digging
 

Sky_Blue_Dreamer

Well-Known Member
  • Nov 8, 2019
  • #45,987
Grendel said:
Well do you think such a person should be a potential cabinet member or even an MP?

I mean people think Johnson is unfit for office for a couple of unfortunate phrases
Click to expand...

By a few 'unfortunate' phrases I assume you meant a few 'racist' phrases.

Plus he's unfit for office because:
-he's a liar and as a journalist made stories up.
-he was quite happy to give details of a reporter to his fraudster friend so he could beat him up.
-he has got a British woman locked up abroad for a longer term as Foreign Secretary.
-he wasted huge amounts of money on two water cannons he knew couldn't be used and millions on a garden bridge that wasn't needed and never happened.
- he has torpedoed his own government and party numerous times, esp during Brexit, for his own ambition. So like he cares about the average person on the street. His only desires are his own ambitions.

That's off the top of my head. I'm sure there's plenty more that I've forgotten.
 

Sky_Blue_Dreamer

Well-Known Member
  • Nov 8, 2019
  • #45,988
Grendel said:
An article in the guardian shows statistics that say average income to mortgage rates have hardly altered for 25 years - keep digging
Click to expand...

But the amount of people needing a deposit and the amount of that deposit have gone up. So you need the capital there to begin with to even get the mortgage and be part of the stats. Hence why far fewer people in their 20's and 30's own their own homes nowadays and the people mainly benefiting from the low mortgage interest rates are those that already have some capital available.

Btw I'm not saying it was easy in the past getting a house and paying off a mortgage - I know a lot of people in my parents generation who had help off their parents to buy their first home - but it was easier. Highly unlikely my parents could have afforded a house nowadays with their combined income after they got married, and certainly not the one they bought.
 
Reactions: shmmeee

Grendel

Well-Known Member
  • Nov 8, 2019
  • #45,989
Sky_Blue_Dreamer said:
But the amount of people needing a deposit and the amount of that deposit have gone up. So you need the capital there to begin with to even get the mortgage and be part of the stats. Hence why far fewer people in their 20's and 30's own their own homes nowadays and the people mainly benefiting from the low mortgage interest rates are those that already have some capital available.

Btw I'm not saying it was easy in the past getting a house and paying off a mortgage - I know a lot of people in my parents generation who had help off their parents to buy their first home - but it was easier. Highly unlikely my parents could have afforded a house nowadays with their combined income after they got married, and certainly not the one they bought.
Click to expand...

I know a 25 year old and a 29 year old at Jlr who both worked for me who are home owners - oddly they understand the word sacrifice - my daughter now has enough to get a deposit and will buy next year
 
D

djr8369

Well-Known Member
  • Nov 8, 2019
  • #45,990
Grendel said:
An article in the guardian shows statistics that say average income to mortgage rates have hardly altered for 25 years - keep digging
Click to expand...

When you say mortgage rates do you mean interest rates?


Sent from my iPhone using Tapatalk
 
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