Not just this forum, it's a general issue.
The worst kind are those who seem to want younger generations to go through hardship, as some sort of moral life lesson, rather than wanting better for future generations.
People on this forum have a tendency to try and make those aged between 16-35 the bad guy.
It’s a huge own goal too because a massive % of the pension bill is public sector pensions. IIRC, BSB and others have argued against reforming public sector pensions.You seem to be suggesting reducing pensions that are already being paid out.
The statement is not incorrect either
Are you saying that people can receive the state pension if they've never paid into the system? I've not written anywhere that the pension should be reduced.You seem to be suggesting reducing pensions that are already being paid out.
The statement is not incorrect either
And it's emotional lines like this which prevent meaningful discussion. We can't and won't ever have a serious discussion on pensions because it's too uncomfortable, so instead we'll focus on smearing the group that contributes a much smaller proportion of the total.Of course, let’s go after pensioners who have by and large, paid into the system their entire lives.
And it's emotional lines like this which prevent meaningful discussion. We can't and won't ever have a serious discussion on pensions because it's too uncomfortable, so instead we'll focus on smearing the group that contributes a much smaller proportion of the total.
I want everyone to have a strong pension.I assume you are also referring to public sector workers here so would want doctors teachers etc to have reduced pensions?
underclass huh
I want everyone to have a strong pension.
Out of interest where have you and MMB got the idea from that anyone can get the state pension even if they haven't paid in? That's simply wrong.
Pension credit is separate to the state pension.Unemployment still gives you pension credits. Stay at home parents and carers also get pension contributions included
You say you want strong pensions but you are aware the biggest burden on the state regarding pensions is the public sector pension arrangement which is massively in debt?
Pension credit is separate to the state pension.
The way we finance pensions and the big problems we have on the horizon related to that are what I think should be our biggest focus since we're spending half our welfare bill on it. It's curious to call wanting to discuss how we solve these problems an 'own goal' as he put it.
You get a state pension based on national insurance contributions. If you claim job seekers allowance or employment and support allowance a national insurance contribution is made on your behalf.Children don’t get state handouts and pensioners qualify for state pension based on tax they’ve paid. As for severely disabled people who can’t work, they need state support. Not people with low level ADHD and Austin’s/Aspergers.
Why doesn’t it apply to migrants because the social contract is between British citizens and the British state? If a foreign national cannot sustain themselves, they should leave and if their circumstances change, reapply to enter the country. This is a v basic concept practiced globally. If I wanted to relocate to UAE, Australia and Thailand, do you think they’d be paying be benefits if I run out of money after 5 years?
Your correct, not everyone is paid the state pension, its not an automatic payment to everyone who reaches state retirement age.I want everyone to have a strong pension.
Out of interest where have you and MMB got the idea from that anyone can get the state pension even if they haven't paid in? That's simply wrong.
Then there is Pension Credits.You get a state pension based on national insurance contributions. If you claim job seekers allowance or employment and support allowance a national insurance contribution is made on your behalf.
I find it funny how you speak with such authority on subjects yet get a lot of things wrong.
Why do you keep putting words in my mouth on wanting to slash pensions?My wife as an example will get a state pension despite not working for the period we were able to clam child benefit as it qualifies you for NI credits (as does carers allowance and unemployment benefit)
Given we have Public Sector strikes in the Health Service already then its hardly realistic to suddenly start slashing their pensions - I am amazed you are suggesting it as its pretty right wing!
Also you were in favour of paying doctors more money as they demand? You do realise that this also down the line adds to the State Sector Pension Burden?
The clue is in the name ‘Working class’…underclass huh
This is a rabbit hole, but if we’re splitting hairs, the minimum state pensions eligibility is 10 years of NI contributions…I want everyone to have a strong pension.
Out of interest where have you and MMB got the idea from that anyone can get the state pension even if they haven't paid in? That's simply wrong.
V much splitting hairs here rather than dealing with fundamentals. Eligibility for state pension is qualified through NI contributions for 10 years, as you point out, you get those credits even if you’re on various benefits.You get a state pension based on national insurance contributions. If you claim job seekers allowance or employment and support allowance a national insurance contribution is made on your behalf.
I find it funny how you speak with such authority on subjects yet get a lot of things wrong.
It’s because you keep mentioning the need for pension reform. An observation I’ve (and probably Grendel) made is that you seem unaware just how much of the 50% figure you mentioned earlier is made up of public sector worker pensions.Why do you keep putting words in my mouth on wanting to slash pensions?
Why do you keep putting words in my mouth on wanting to slash pensions?
And that in turn links to a trend on the right to substitute 'reform' of something for when they actually mean 'cut'. I want to look at how we can sustainably fund a respectable standard of living for pensioners, not cut what is already a meagre sum if the figures G posted earlier are correct.It’s because you keep mentioning the need for pension reform. An observation I’ve (and probably Grendel) made is that you seem unaware just how much of the 50% figure you mentioned earlier is made up of public sector worker pensions.
The current gap on public sector pension pay outs v contributions is £93.8bn over the last 20 years, 2006-2026.
And that in turn links to a trend on the right to substitute 'reform' of something for when they actually mean 'cut'. I want to look at how we can sustainably fund a respectable standard of living for pensioners, not cut what is already a meagre sum if the figures G posted earlier are correct.
I've learned something new on NI credits and pension credits today, so thanks to the posters who've explained it and pointed it out anyway. It doesn't change the problem that I've said we're facing as a country though: people are living longer but having fewer children. It's a very dangerous combination that is going to cause a lot of pain (probably when you and I reach retirement age!) when it reaches a critical mass of not enough people paying in to support those who need the benefit.
Far from 'wanting to target pensioners' this strikes me as a huge threat to the social safety net that we can't avoid discussing just because unemployed people are a more politically convenient target.
And that in turn links to a trend on the right to substitute 'reform' of something for when they actually mean 'cut'. I want to look at how we can sustainably fund a respectable standard of living for pensioners, not cut what is already a meagre sum if the figures G posted earlier are correct.
I've learned something new on NI credits and pension credits today, so thanks to the posters who've explained it and pointed it out anyway. It doesn't change the problem that I've said we're facing as a country though: people are living longer but having fewer children. It's a very dangerous combination that is going to cause a lot of pain (probably when you and I reach retirement age!) when it reaches a critical mass of not enough people paying in to support those who need the benefit.
Far from 'wanting to target pensioners' this strikes me as a huge threat to the social safety net that we can't avoid discussing just because unemployed people are a more politically convenient target.
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