Coronavirus Thread (Off Topic, Politics) (7 Viewers)

LastGarrison

Well-Known Member
I think I might have got a bit carried away with the announcement as yesterday I went out and spent £200 on a steel gazebo with wrap around sides, a chimenea, a big metal bucket so you can whack loads of ice and beer in and loads of lights for the garden.

Roll on the 12th April and my neighbours hating me!!! :cool:
 

David O'Day

Well-Known Member

Faster than Lateral Flow and as accurate as PCR swab tests.

If the are right this is mega and even though the term is used too much a "game changer" in how we can operate in a post covid pandemic world.
 

shmmeee

Well-Known Member
Talk today of the stamp duty holiday being extended for 3 months. Right decision? Not sure.

I fucking hope so on the one hand. But also it’s the only thing putting pressure on my chain to complete so maybe not.

It’s a silly tax anyway IMO. Do proper property taxation and streamline the entire buying process. So much waste and middle men in there.
 

hill83

Well-Known Member
I fucking hope so on the one hand. But also it’s the only thing putting pressure on my chain to complete so maybe not.

It’s a silly tax anyway IMO. Do proper property taxation and streamline the entire buying process. So much waste and middle men in there.

Selling my old place we didn’t have a certificate for the installation of the boiler, as it was done before we bought the place, but we did have a service one. Buyers solicitors wanted £200+ indemnity insurance for it.
Went online (can’t remember where) put in the address found the certificate paid a fiver and emailed it to their solicitor. He sounded absolutely devastated. Did the pricks job for him. Whole thing is a scam (it’s obviously not), but the whole thing is a scam.
Loads more things as well that I won’t go into.
 

SBAndy

Well-Known Member
I fucking hope so on the one hand. But also it’s the only thing putting pressure on my chain to complete so maybe not.

It’s a silly tax anyway IMO. Do proper property taxation and streamline the entire buying process. So much waste and middle men in there.

Other half works for a solicitors and made the salient point that if they extend it by 3 months or more it’ll bring more separate case buyers into the market and start new chains, and then we’ll be in the same situation in June.
 

shmmeee

Well-Known Member
Other half works for a solicitors and made the salient point that if they extend it by 3 months or more it’ll bring more separate case buyers into the market and start new chains, and then we’ll be in the same situation in June.

Can’t they just say anything with a mortgage offer by X date is in?

Edit: cash buyers I suppose. There must be some way of putting a cut off in that doesn’t disadvantage say, post divorce men who don’t qualify for FTB status but basically are FTB and have been waiting since Christmas for the chain to pull their fingers out their arse.

As an example.
 

Brylowes

Well-Known Member
Ah yes, good point. Forgot about that!

A crawl round Earlsdon finishing up at the old cottage would be a thing of dreams right now.
Out of interest, how many pubs would an Earlsoon pub crawl involve, I’ve often heard it’s a good area for pubs but looking on google maps it only shows a few.
 

Ian1779

Well-Known Member
So Gav will announce today that schools will be able to pretty much do what the fuck they like over results.
 

Ian1779

Well-Known Member
Thats the property industry for you.
If you were a solicitor specialising in conveyancing and getting a fixed 2K+ a time for a sale and purchase, you’d want to be smashing them out all over the place. I know they are hamstrung by the slowness of the searches process which seems to be stuck in the 19th Century, but they could then put pressure on this for reform. I did read somewhere government were looking at the whole conveyancing process as it’s so far behind the times.
 

shmmeee

Well-Known Member
If you were a solicitor specialising in conveyancing and getting a fixed 2K+ a time for a sale and purchase, you’d want to be smashing them out all over the place. I know they are hamstrung by the slowness of the searches process which seems to be stuck in the 19th Century, but they could then put pressure on this for reform. I did read somewhere government were looking at the whole conveyancing process as it’s so far behind the times.

Land Reg are doing trials of digital contract exchanging and registering of the title. Property data has been getting more and more open and most of it is available now, but there’s still a few datasets that organisations keep hold of and charge silly money to access but the trend is definitely towards open data.
 

hill83

Well-Known Member
If you were a solicitor specialising in conveyancing and getting a fixed 2K+ a time for a sale and purchase, you’d want to be smashing them out all over the place. I know they are hamstrung by the slowness of the searches process which seems to be stuck in the 19th Century, but they could then put pressure on this for reform. I did read somewhere government were looking at the whole conveyancing process as it’s so far behind the times.

All the searches and documentation etc was done on my old place when we bought it. I’ve still got it all saved. Why couldn’t I just hand that to the people buying the house after me? Maybe not the actual checks on the building but the other local area survey shite.
 

shmmeee

Well-Known Member
All the searches and documentation etc was done on my old place when we bought it. I’ve still got it all saved. Why couldn’t I just hand that to the people buying the house after me? Maybe not the actual checks on the building but the other local area survey shite.

My first purchase fell through after I’d done all the searches and a homebuyers report. I offered to give it all to the next buyer so at least someone got some use and was told they “couldn’t accept third party information and had to do it all themselves”. This was the day I got the searches so wasn’t about being out of date.

Whole thing is a massive scam.
 

hill83

Well-Known Member
My first purchase fell through after I’d done all the searches and a homebuyers report. I offered to give it all to the next buyer so at least someone got some use and was told they “couldn’t accept third party information and had to do it all themselves”. This was the day I got the searches so wasn’t about being out of date.

Whole thing is a massive scam.

Joke isn’t it.

Anyway. Covid.
 

Terry Gibson's perm

Well-Known Member
When we sold our last house the lady that bought it had the searches done and the paperwork they used still had my signature on them from when I bought it.
 

CCFCSteve

Well-Known Member
Can’t they just say anything with a mortgage offer by X date is in?

Edit: cash buyers I suppose. There must be some way of putting a cut off in that doesn’t disadvantage say, post divorce men who don’t qualify for FTB status but basically are FTB and have been waiting since Christmas for the chain to pull their fingers out their arse.

As an example.

Spot on. They’ll be another ‘cliff edge’ next time so will be interesting to see if that’s addressed next week. There’s murmurs of stamp duty being dropped full time for sales below a certain sum. Won’t happen next week but maybe they’ll keep an eye on how the market looks in coming months

I’ve always thought the biggest scam is the ability for people to pull out of deals at no cost to them (think they should at least cover legals on other side). Tricky with chains though I guess but never felt right to me
 

Sky Blue Pete

Well-Known Member
All the searches and documentation etc was done on my old place when we bought it. I’ve still got it all saved. Why couldn’t I just hand that to the people buying the house after me? Maybe not the actual checks on the building but the other local area survey shite.
Wasn’t that what the pack was for? The answer will be things may have changed but yep
 

Ian1779

Well-Known Member
Spot on. They’ll be another ‘cliff edge’ next time so will be interesting to see if that’s addressed next week. There’s murmurs of stamp duty being dropped full time for sales below a certain sum. Won’t happen next week but maybe they’ll keep an eye on how the market looks in coming months

I’ve always thought the biggest scam is the ability for people to pull out of deals at no cost to them (think they should at least cover legals on other side). Tricky with chains though I guess but never felt right to me
I think for those people with a single property stamp duty is a little unnecessary - use it for people that own multiple properties.
 

Nick

Administrator
If you were a solicitor specialising in conveyancing and getting a fixed 2K+ a time for a sale and purchase, you’d want to be smashing them out all over the place. I know they are hamstrung by the slowness of the searches process which seems to be stuck in the 19th Century, but they could then put pressure on this for reform. I did read somewhere government were looking at the whole conveyancing process as it’s so far behind the times.

I agree, the person I am buying off is using the same firm.

It's in their interest to blast it out and get paid. Fuck knows why they drag their heels so much for such basic stuff.
 

Nick

Administrator
Spot on. They’ll be another ‘cliff edge’ next time so will be interesting to see if that’s addressed next week. There’s murmurs of stamp duty being dropped full time for sales below a certain sum. Won’t happen next week but maybe they’ll keep an eye on how the market looks in coming months

I’ve always thought the biggest scam is the ability for people to pull out of deals at no cost to them (think they should at least cover legals on other side). Tricky with chains though I guess but never felt right to me

Stamp Duty only applies for properties over a certain amount doesn't it?
 

Users who are viewing this thread

Top