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Things that annoy you (16 Viewers)

  • Thread starter RB1992
  • Start date Aug 2, 2016
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ccfctommy

Well-Known Member
  • May 18, 2024
  • #15,436
ccfc922 said:
That fat pig who manages Chelsea women.
Click to expand...
Nice
 
Reactions: Deleted member 5849 and SkyBlueSoul

ajsccfc

Well-Known Member
  • May 19, 2024
  • #15,437
ccfc922 said:
I get what you're saying, but say you're like I fancy putting a 5er on xyz and deposit, then you "take time to think", then you change your mind, you can't withdraw it. So you're forced to try and turn it into a 10er.
Click to expand...
Deposit another £5 and withdraw the £10
 
Reactions: Marty

ccfc922

Well-Known Member
  • May 19, 2024
  • #15,438
ajsccfc said:
Deposit another £5 and withdraw the £10
Click to expand...

How you gonna do that when it's your last £5?
 

ccfc922

Well-Known Member
  • May 19, 2024
  • #15,439
ccfctommy said:
Nice
Click to expand...

 

ajsccfc

Well-Known Member
  • May 19, 2024
  • #15,440
ccfc922 said:
How you gonna do that when it's your last £5?
Click to expand...
I'm just telling you how to get around their withdrawal limit thing, what a weird reply
 

ccfc922

Well-Known Member
  • May 19, 2024
  • #15,441
ajsccfc said:
I'm just telling you how to get around their withdrawal limit thing, what a weird reply
Click to expand...

Not weird at all. You should be able to withdraw what you deposit considering their whole "take time to think" bullshit they churn out.
 

ajsccfc

Well-Known Member
  • May 19, 2024
  • #15,442
I agree, just not sure why you would come back at me with your hypothetical.
 
Last edited: May 19, 2024

Nick

Administrator
  • May 20, 2024
  • #15,443
Everytime I open social media I get pages like "social traveller benidorm" where a woman posts a picture of herself and says "coming out on my own next week, who wants a drink?" and then there's hundreds of beggy blokes.

I block one and then another appears
 
Reactions: OffenhamSkyBlue

ccfctommy

Well-Known Member
  • May 20, 2024
  • #15,444
Nick said:
Everytime I open social media I get pages like "social traveller benidorm" where a woman posts a picture of herself and says "coming out on my own next week, who wants a drink?" and then there's hundreds of beggy blokes.

I block one and then another appears
Click to expand...

I found on the other day about Tenerife. So funny reading the replies!
 

Nick

Administrator
  • May 20, 2024
  • #15,445
ccfctommy said:
I found on the other day about Tenerife. So funny reading the replies!
Click to expand...

I dont get people's thought process. Is it just for the attention?
 
Reactions: Ranjit Bhurpa

LastGarrison

Well-Known Member
  • May 20, 2024
  • #15,446
Got dragged up Home Bargains yesterday and there was four different people all in Villa shirts. Not as if they were the same family or anything.

Where the fuck did they spring from? Still irrationally annoyed today.
 
O

OffenhamSkyBlue

Well-Known Member
  • May 20, 2024
  • #15,447
Not sure if this belongs here or on the Death List thread, but there are a number of things about death and dying (other than the actual act) that trigger me:-
1. "I'm sorry for your loss". F*cking bland "Hallmark Cards" tagline which everyone rolls out, parrot-fashion, in response to the news of someone dying. Happens in books, on TV shows, on social media and in real life. Can no-one come up with anything original or more thoughtful anymore? Whatever happened to "my sincere condolences"?
2. Are people these days unable to cope with the term "died"? I only ever hear people using "passed on/away" or just plain "passed" (their driving test or GCSEs?). Again, in all walks of life. They haven't "passed" anywhere - just tell the truth and say they have died!
3. Nobodies on social media who think that their "followers/friends" (who wouldn't be able to pick them out of a line-up) will have a higher opinion of them if they say that the people who have died or been otherwise impacted by a natural disaster, accident or mass shooting (for example) are "in their thoughts and prayers". Whoop-de-doo. I'm sure that will help! Virtue signalling twats!

Sorry, that one's been building for a while. If anyone has been affected by the views expressed in this message, you know who to call.
 
O

OffenhamSkyBlue

Well-Known Member
  • May 20, 2024
  • #15,448
Nick said:
Everytime I open social media I get pages like "social traveller benidorm" where a woman posts a picture of herself and says "coming out on my own next week, who wants a drink?" and then there's hundreds of beggy blokes.

I block one and then another appears
Click to expand...
Did she blank you???
 
S

Skybluekyle

Well-Known Member
  • May 20, 2024
  • #15,449
Nick said:
I didn't even know you could use a card for deposit? Mine have always wanted proof I have it.
Click to expand...
Usually mortgage providers will not accept the source of funds for the deposit from loans or credit cards, as ultimately the mortgage holder would be lending to lend, whereas the reason for the deposit is to paydown the value of the house to reduce the amount payable over the term you decide to take out the mortgage, therefore it does defeat the object, at least for the period it takes to repay the lending for the deposit.

That being said, there is no legislation that forbids this, so I guess it is down to the discretion and risk appetite of the provider in question. The risk for the provider will be it potentially found to have lent irresponsibly if it did not conduct checks to ensure the lender could afford to repay (as ultimately the credit card/loan would also need to be repaid). If the holder did not disclose the source of funds if asked, they obviously would potentially be found to be at fault, and lying on the application could be considered a criminal offence.

Obviously that is very broad, but simply put, it is possible to fuel the deposit from a credit card or loan, but it's greatly discouraged both for holders and providers. FYI - I am no expert, this is what I have learnt from working in the industry.
 
Last edited: May 20, 2024

JAM See

Well-Known Member
  • May 20, 2024
  • #15,450
OffenhamSkyBlue said:
Not sure if this belongs here or on the Death List thread, but there are a number of things about death and dying (other than the actual act) that trigger me:-
1. "I'm sorry for your loss". F*cking bland "Hallmark Cards" tagline which everyone rolls out, parrot-fashion, in response to the news of someone dying. Happens in books, on TV shows, on social media and in real life. Can no-one come up with anything original or more thoughtful anymore? Whatever happened to "my sincere condolences"?
2. Are people these days unable to cope with the term "died"? I only ever hear people using "passed on/away" or just plain "passed" (their driving test or GCSEs?). Again, in all walks of life. They haven't "passed" anywhere - just tell the truth and say they have died!
3. Nobodies on social media who think that their "followers/friends" (who wouldn't be able to pick them out of a line-up) will have a higher opinion of them if they say that the people who have died or been otherwise impacted by a natural disaster, accident or mass shooting (for example) are "in their thoughts and prayers". Whoop-de-doo. I'm sure that will help! Virtue signalling twats!

Sorry, that one's been building for a while. If anyone has been affected by the views expressed in this message, you know who to call.
Click to expand...
Well, that's YOUR funeral song sorted.

 
Reactions: wingy and OffenhamSkyBlue

Robinshio

Well-Known Member
  • May 20, 2024
  • #15,451
so dog owners who think its ok for their dogs to continually bark in the warm weather disturbing others, when it is probably the same ones complaining about the odd firework going off
 
Reactions: Sick Boy
O

OffenhamSkyBlue

Well-Known Member
  • May 20, 2024
  • #15,452
JAM See said:
Well, that's YOUR funeral song sorted.

Click to expand...
Perfect - that'll do me! Thanks for looking that out for me!
 
Reactions: JAM See

stay_up_skyblues

Well-Known Member
  • May 20, 2024
  • #15,453
Skybluekyle said:
Usually mortgage providers will not accept the source of funds for the deposit from loans or credit cards, as ultimately the mortgage holder would be lending to lend, whereas the reason for the deposit is to paydown the value of the house to reduce the amount payable over the term you decide to take out the mortgage, therefore it does defeat the object, at least for the period it takes to repay the lending for the deposit.

That being said, there is no legislation that forbids this, so I guess it is down to the discretion and risk appetite of the provider in question. The risk for the provider will be it potentially found to have lent irresponsibly if it did not conduct checks to ensure the lender could afford to repay (as ultimately the credit card/loan would also need to be repaid). If the holder did not disclose the source of funds if asked, they obviously would potentially be found to be at fault, and lying on the application could be considered a criminal offence.

Obviously that is very broad, but simply put, it is possible to fuel the deposit from a credit card or loan, but it's greatly discouraged both for holders and providers. FYI - I am no expert, this is what I have learnt from working in the industry.
Click to expand...

Our bank were relentless with checks. Even required a signed declaration from my step dad who “gifted” us a few quid (I have since paid back) that he hadn’t lent the money from anywhere himself and he didn’t want it back.
 

stay_up_skyblues

Well-Known Member
  • May 20, 2024
  • #15,454
Anyway what’s been annoying me lately is voice notes in lieu of text messages. Most notably my teenage daughter. Apparently the effort required to write out a text message is too much now.
 
Reactions: andrew.roberts and Sick Boy

Sbarcher

Well-Known Member
  • May 20, 2024
  • #15,455
stay_up_skyblues said:
Our bank were relentless with checks. Even required a signed declaration from my step dad who “gifted” us a few quid (I have since paid back) that he hadn’t lent the money from anywhere himself and he didn’t want it back.
Click to expand...
What happened to good old endowment policies. I used to love them back in the day.
Bought quite a few from an agent working for the seller. They would get a few extra quid from me rather than a miserly trade in from their provider. I would pick up the payments and receive the proceeds when they became fully paid up.
It was a nice little earner when they were popular for mortgages.
 
S

Skybluekyle

Well-Known Member
  • May 20, 2024
  • #15,456
stay_up_skyblues said:
Our bank were relentless with checks. Even required a signed declaration from my step dad who “gifted” us a few quid (I have since paid back) that he hadn’t lent the money from anywhere himself and he didn’t want it back.
Click to expand...
Yeah, it's difficult from a consumer perspective as that probably did seem like overkill, and it may well have been, especially depending upon the proportion of your step-dad's gift contributed towards the deposit (of course you're right not to disclose such a thing on a public forum).

However, the Financial Crisis in 2007-2008 was multifaceted, caused by speculative bubbles in the housing market, predatory lending by banks and lack of risk-aversion by all, including consumers, among other things. Since then, banks are, and quite rightly, heavily regulated on lending, especially as consumers can't really be regulated by a public body, so the onus shifts onto the regulated industry, for the most part, to ensure the consumer can afford it and not given the opportunity to be untruthful.

An Ombudsman and/or the Financial Conduct Authority may say it is best practice to undertake such stringent checks, especially given the long-term and size of the lending in question, and the potential fallout if it lends irresponsibly. Of course every application, complaint, process etc... is nuanced, but it can be difficult at times to strike the right balance.
 

Nuskyblue

Well-Known Member
  • May 20, 2024
  • #15,457
£16 processing fee to renew season tickets.

Go suck a dick Ticketmaster.
 
Reactions: Bertola, I_Saw_Shaw_Score and ccfctommy

Sick Boy

Super Moderator
  • May 21, 2024
  • #15,458
Robinshio said:
so dog owners who think its ok for their dogs to continually bark in the warm weather disturbing others, when it is probably the same ones complaining about the odd firework going off
Click to expand...
We’re surrounded by neighbours who think it’s fine to leave their dogs barking all day out on the balcony.
 

Sandgroper Skybluel

Well-Known Member
  • May 21, 2024
  • #15,459
People who park next to you in a completely empty car park.
 
Reactions: Blind-Faith and ccfc922

fernandopartridge

Well-Known Member
  • May 21, 2024
  • #15,460
Anybody from Yorkshire employed by the company I work for
 
Reactions: Mcbean

Sick Boy

Super Moderator
  • May 21, 2024
  • #15,461
fernandopartridge said:
Anybody from Yorkshire employed by the company I work for
Click to expand...
You’re just lacking in sophistication lad, get yourself down t’Leeds.
 
Reactions: fernandopartridge

ccfc922

Well-Known Member
  • May 21, 2024
  • #15,462
ajsccfc said:
I agree, just not sure why you would come back at me with your hypothetical.
Click to expand...

Wasn't so much that, just if someone had their last £5 in their account and went to risk it, but decided against, they have no withdrawal option.

May have been poor grammar to sound aimed at you, sorry.
 
Reactions: ajsccfc and wingy

ccfc922

Well-Known Member
  • May 21, 2024
  • #15,463
Not sure if just my phone/android but when charging it, Twitter seems to not be able to refresh new content. Almost like it's frozen/got poor Internet connection.
 

ajsccfc

Well-Known Member
  • May 21, 2024
  • #15,464
ccfc922 said:
Wasn't so much that, just if someone had their last £5 in their account and went to risk it, but decided against, they have no withdrawal option.

May have been poor grammar to sound aimed at you, sorry.
Click to expand...
No worries. I'm not sure how they can get away with it, like you say if they really want their customers to think about what they're doing, at the very least they should then offer a 'changed my mind' instant refund, even if it's time limited
 
Reactions: ccfc922

Ian1779

Well-Known Member
  • May 21, 2024
  • #15,465
LastGarrison said:
Got dragged up Home Bargains yesterday and there was four different people all in Villa shirts. Not as if they were the same family or anything.

Where the fuck did they spring from? Still irrationally annoyed today.
Click to expand...
Home Bargains is like Selfridges for Villa Fans.
 
Reactions: OffenhamSkyBlue

JAM See

Well-Known Member
  • May 22, 2024
  • #15,466
This incessant rain.

Fuck off!
 
Reactions: fernandopartridge and LastGarrison

ovduk78

Well-Known Member
  • May 22, 2024
  • #15,467
Royal Mail, they sent me an email saying that my parcel will be delivered today but there has been no sign of the postie. I followed the link to track the parcel & it doesn't tell me where it is but all it gives me is the options I have if it can't be delivered. I know they have issues with trying to change hours/working conditions of the postmen & the postmen in turn have taken some action but are they just trying to cease trading as a company as many customers are already using alternative options.
 
B

BodicoteSkyBlue

Well-Known Member
  • May 22, 2024
  • #15,468
After listening to Paula Vennels give evidence today maybe closing down the PO isn’t such a daft idea.
 

LastGarrison

Well-Known Member
  • May 22, 2024
  • #15,469
Sweetcorn in your teeth after eating a corn on the cob.
 
Reactions: wingy

Tommo1993

Well-Known Member
  • May 22, 2024
  • #15,470
OffenhamSkyBlue said:
Not sure if this belongs here or on the Death List thread, but there are a number of things about death and dying (other than the actual act) that trigger me:-
1. "I'm sorry for your loss". F*cking bland "Hallmark Cards" tagline which everyone rolls out, parrot-fashion, in response to the news of someone dying. Happens in books, on TV shows, on social media and in real life. Can no-one come up with anything original or more thoughtful anymore? Whatever happened to "my sincere condolences"?
2. Are people these days unable to cope with the term "died"? I only ever hear people using "passed on/away" or just plain "passed" (their driving test or GCSEs?). Again, in all walks of life. They haven't "passed" anywhere - just tell the truth and say they have died!
3. Nobodies on social media who think that their "followers/friends" (who wouldn't be able to pick them out of a line-up) will have a higher opinion of them if they say that the people who have died or been otherwise impacted by a natural disaster, accident or mass shooting (for example) are "in their thoughts and prayers". Whoop-de-doo. I'm sure that will help! Virtue signalling twats!

Sorry, that one's been building for a while. If anyone has been affected by the views expressed in this message, you know who to call.
Click to expand...

While we’re talking macabre, I’m adding poems at funerals. 9/10 times straight off google. Even if it’s quite true to the person in question, bore off. What happened to daft anecdotes?
 
Reactions: OffenhamSkyBlue
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