The same applies for every transfer. Given our track record with developing young talent I'd back us far more to compete against a higher placed Championship club for a loan signing than I would for a permanent one.Only issue with loans is I wonder how many more we're allowed to make and even then of course we won't be the only club after the decent ones. Up front it's even harder to think of options other than asking Joy for a few quid. With free agents the ball is at least much more in the club's court and you can stack the contract in your favour. Easier to get a bit more bang for your buck in central midfield than up front I think
What free agents are available though apart from Kevin Stewart - who is currently still on trial at Brentford I believe. We need someone fit and able to slot in straight away, not wait weeks or months for them to make an appearance and of course the deal has to be right for the club. It's not going to be a bang for your buck deal if they don't play.
I think the majority of clubs are going to be looking for the bang for your buck option. Like you said regarding our ability to compete in the loan market, we won't be the only club after decent free agents.