Do you want to discuss boring politics? (13 Viewers)

[Sky_Blue_Dreamer]

Nicer for me perhaps, but if I'm helping my kids out it's not really an issue.

Well, it is because your kids would be able to afford the house and you'd have more money which could spend on them in other ways if you so chose. Ultimately you and your kids end up with less overall.

 

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[Grendel]

Well, it is because your kids would be able to afford the house and you'd have more money which could spend on them in other ways if you so chose. Ultimately you and your kids end up with less overall.

So you actually now think people should have more money and not less?

 

[dutchman]

The very fact that they were living at home rent free is help. Especially as they wouldn’t have had other expenditures such as energy bills, council tax, water rates and food bills. Many young people don’t have that luxury as well as paying private landlord rent on top of that. They may also not have the luxury of living with their parents for a number of reasons such as moved away for work or simply from a disfunctional family where there isn’t the security of a family home. Not sure how people like this are supposed to save a deposit to get on the ladder.

I remember when young people living at home were expected to pay 'board & lodging' which was often almost as much as they could earn.

I'm not talking a million years ago either but 1980s.

 

[Alan Dugdales Moustache]

Well, it is because your kids would be able to afford the house and you'd have more money which could spend on them in other ways if you so chose. Ultimately you and your kids end up with less overall.

Perhaps I should have bought her a used car or vouchers for T K Max instead of money down on a house.
What you say makes absolutely no sense whatsoever.

 

[chiefdave]

The housing issue is just simple supply and demand isn't it? The population is increasing and more people live. Yet social housing has been sold off and not replaced and the rate of building is appallingly slow while developers sit on huge banks of land. Then you have to add in the huge explosion in university attendance which has seen whole areas become house after house that's occupied by students.

Plus things like this

Number of holiday-let homes in England up 40% in three years

Traditional tourist areas of England have seen local people hit by soaring property prices.

www.bbc.co.uk

Also the issue of what type of housing is available. Where I live, in Finham, there's a huge number of 2 and 3 bedroom properties occupied by 1 person. My Mum for example will consider moving to a flat but doesn't want to leave the area so its a non starter and she will spend the next few years the sole occupant of a large house. Was the same when I moved here, I don't really need a house, a flat would do me fine, but there's only a handful and of course they are mostly rentals.

 

[skybluetony176]

I remember when young people living at home were expected to pay 'board & lodging' which was often almost as much as they could earn.

I'm not talking a million years ago either but 1980s.

I left school in 89, got £27.50 a week YTS and paid my mum £15 of that for board and lodgings. Same for all my mates. Some may have been paying as little as £10 but they all paid something.

 

[jimmyhillsfanclub]

The housing issue is just simple supply and demand isn't it? The population is increasing and more people live. Yet social housing has been sold off and not replaced and the rate of building is appallingly slow while developers sit on huge banks of land. Then you have to add in the huge explosion in university attendance which has seen whole areas become house after house that's occupied by students.

Plus things like this

Number of holiday-let homes in England up 40% in three years

Traditional tourist areas of England have seen local people hit by soaring property prices.

www.bbc.co.uk

Also the issue of what type of housing is available. Where I live, in Finham, there's a huge number of 2 and 3 bedroom properties occupied by 1 person. My Mum for example will consider moving to a flat but doesn't want to leave the area so its a non starter and she will spend the next few years the sole occupant of a large house. Was the same when I moved here, I don't really need a house, a flat would do me fine, but there's only a handful and of course they are mostly rentals.

The whole market is broken..... Also add in the fact that there something like 650,000 empty houses in England alone......mental

 

[Sky_Blue_Dreamer]

So you actually now think people should have more money and not less?

I always been for people that aren't rich having more money.

 

[Sky_Blue_Dreamer]

Perhaps I should have bought her a used car or vouchers for T K Max instead of money down on a house.
What you say makes absolutely no sense whatsoever.

It's not that difficult.

If we didn't have such a shit system whereby housing is massively overpriced because far too much of it is being used as a means for financial gain rather than as places for people to live, then maybe they'd be able to afford the deposit without your help. In which case the money you're currently having to use for that you could give to them in other ways.

 

[Grendel]

It's not that difficult.

If we didn't have such a shit system whereby housing is massively overpriced because far too much of it is being used as a means for financial gain rather than as places for people to live, then maybe they'd be able to afford the deposit without your help. In which case the money you're currently having to use for that you could give to them in other ways.

It’s rubbish though in this example as property grows more then any other investment so the house in 30 years will be much higher in value and that’s a good thing if you own property

 

[Grendel]

I always been for people that aren't rich having more money.

I wonder why

 

[Sky_Blue_Dreamer]

I wonder why

Because I think about the bigger picture, have compassion for others, realise that there are many different reasons for people to be in their situations and not everyone has the same goal of making loads of money yet constantly get dictated to in policy by those that are.

 

[Grendel]

Because I think about the bigger picture, have compassion for others, realise that there are many different reasons for people to be in their situations and not everyone has the same goal of making loads of money yet constantly get dictated to in policy by those that are.

Or you are jealous

 

[Sky_Blue_Dreamer]

It’s rubbish though in this example as property grows more then any other investment so the house in 30 years will be much higher in value and that’s a good thing if you own property

Have you at any point thought of the reasons why it grows more? Or whether that's a good situation?

It's a good thing if you own property, but that's becoming a smaller and smaller section of society and increasingly benefitting a smaller number of people hugely disproportionately. Property is no longer about having a place to live, it's about having an investment. This isn't a good thing.

 

[Grendel]

Have you at any point thought of the reasons why it grows more? Or whether that's a good situation?

It's a good thing if you own property, but that's becoming a smaller and smaller section of society and increasingly benefitting a smaller number of people hugely disproportionately. Property is no longer about having a place to live, it's about having an investment. This isn't a good thing.

It’s good for me

 

[Sky_Blue_Dreamer]

It’s good for me

But millions of people aren't you.

 

[Hertsccfc]

Or you are jealous

I don't know but I think it is unlikely. Not everyone is motivated by money and studies consistently show that over a fairly modest level extra weath doesn't make people any happier.

 

[David O'Day]

I left school in 89, got £27.50 a week YTS and paid my mum £15 of that for board and lodgings. Same for all my mates. Some may have been paying as little as £10 but they all paid something.

I am later but a gave my mum half half my 5p something part time wages in 1997.

Own her house now and no it was never a council house

Sent from my SM-G991B using Tapatalk

 

[Alan Dugdales Moustache]

But millions of people aren't you.

So what should I have done instead ? The answer is absolutely nothing. You'd have done the same as me.

 

[NorthernWisdom]

So what should I have done instead ? The answer is absolutely nothing. You'd have done the same as me.

That doesn't stop the policy from being flawed though.

 

[clint van damme]

Mad Nad strikes again!

Nadine Dorries commits embarrassing error at Rugby League World Cup event

She got her Rugby League and Rugby Union mixed up!

www.google.com

She's going to need her own thread soon.

 

[PVA]

They're just all so fucking useless.

It's no wonder they have no policies when they struggle with the most basic day to day details.

 

[chiefdave]

 

[clint van damme]

At least that explains Williamsons CBE

 

[skybluetony176]

Mad Nad strikes again!

Nadine Dorries commits embarrassing error at Rugby League World Cup event

She got her Rugby League and Rugby Union mixed up!

www.google.com

She's going to need her own thread soon.

If you were being kind you would say her team don’t like her so deliberately screw her brief up to make her look stupid, then I remember that she’s Nadine Dorries and she doesn’t need help to look stupid.

 

[skybluetony176]

Must have been a very surreal image. Could very easily have been mistaken for a horse noshing off an albino honey monster.

 

[David O'Day]

The US supreme court is doing everything it can to seemingly prop up the Democrats in November. Today's ruling is another in a line of rulings that going against everything the vast majority of Americans support.

An example is Warnock is 10 points ahead in a senate race in Georgia that the Republicans should be looking to win back.

 

[shmmeee]

So what should I have done instead ? The answer is absolutely nothing. You'd have done the same as me.

It’s not about you, people act in their own interest generally. It’s governments job to create policy that makes sure that doesn’t cause systemic harm or disadvantage others unfairly. Same as I don’t blame Amazon for not paying tax, I blame the people who made the rules so they could.

 

[Grendel]

That doesn't stop the policy from being flawed though.

Why is it flawed?

 

[shmmeee]

Why is it flawed?

 

[Grendel]

View attachment 25125

That’s hardly answering the question to ADM and his situation, great photo shop though your father would be proud

 

[Terry Gibson's perm]

I paid board after a couple of years at work and my parents put it all in the bank and when I bought my first house they gave it me all back to spend on it, it was a nice surprise

 

[SBAndy]

I paid board after a couple of years at work and my parents put it all in the bank and when I bought my first house they gave it me all back to spend on it, it was a nice surprise

That’s what I plan to do when the time comes.

 

[fernandopartridge]

That’s what I plan to do when the time comes.

What stay with Terry Gibson's parents' and get them to save you a deposit?

 

[shmmeee]

great photo shop though your father would be proud

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