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Things that annoy you (14 Viewers)

  • Thread starter RB1992
  • Start date Aug 2, 2016
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JAM See

Well-Known Member
  • Jan 29, 2023
  • #12,811
shmmeee said:
Nah. If you don’t accept cards in 2023 you hate money basically. And are probably dodgy as fuck anyway.
Click to expand...
Just having a lovely pint in the Craftsman. Cash only.

No comment on your final sentence.
 
Reactions: lifeskyblue

itsabuzzard

Well-Known Member
  • Jan 29, 2023
  • #12,812
shmmeee said:
Nah. If you don’t accept cards in 2023 you hate money basically. And are probably dodgy as fuck anyway.
Click to expand...
The love of money is the root of all evil.

Sent from my MAR-LX1A using Tapatalk
 
Reactions: Terry_dactyl

Sbarcher

Well-Known Member
  • Jan 29, 2023
  • #12,813
Four guineas for a pint, bloody extortionate.
 

fernandopartridge

Well-Known Member
  • Jan 29, 2023
  • #12,814
A night out isn't a night out without coming home with £27 in coins, who wants a sober assessment of a bank statement when you can just empty your pockets
 
Reactions: wingy, I_Saw_Shaw_Score, henry the wasp and 1 other person
B

Brighton Sky Blue

Well-Known Member
  • Jan 29, 2023
  • #12,815
JAM See said:
Just having a lovely pint in the Craftsman. Cash only.

No comment on your final sentence.
Click to expand...

Yeah, the brewery’s in Reading. Tell you where does a great pie-The Gardeners.
 
Reactions: Deleted member 9744

robbiekeane

Well-Known Member
  • Jan 30, 2023
  • #12,816
fernandopartridge said:
They've got difficulty enough being competitive with larger supermarkets and the internet without having to put prices up to pay a disproportionate levy
Click to expand...
That’s just nonsense. The average spend in a convenience store in Great Britain In 2021 was £10.82 (arguably abnormally high).

The average Merchant Service Charge is around 0.95%. That’s an increase in the average spend of 10p.

Thats not making anyone switch to buying their bottle of wine at Tesco
 

Nick

Administrator
  • Jan 30, 2023
  • #12,817
fernandopartridge said:
They've got difficulty enough being competitive with larger supermarkets and the internet without having to put prices up to pay a disproportionate levy
Click to expand...

It depends how much the transactions are.

It isn't the same as 15-20 years ago, you can get some that are around 0.3% for the fee now. It just depends if they want to cater for people who don't always have cash.
 

Sbarcher

Well-Known Member
  • Jan 30, 2023
  • #12,818
I’ve been to a few pubs lately for a meal. I seldom carry cash and some of their card pads will not accept an additional amount for a tip. I think some serving staff are losing out on cash tips. (I’ve started to tuck a tenner in my card holder now).
 
Reactions: vow, LastGarrison, shmmeee and 1 other person

shmmeee

Well-Known Member
  • Jan 30, 2023
  • #12,819
Sbarcher said:
I’ve been to a few pubs lately for a meal. I seldom carry cash and some of their card pads will not accept an additional amount for a tip. I think some serving staff are losing out on cash tips. (I’ve started to tuck a tenner in my card holder now).
Click to expand...

I either say “buy one for yourself” or straight up as if I can add a tip on these days. Usually the former in a pub.
 

Grendel

Well-Known Member
  • Jan 30, 2023
  • #12,820
robbiekeane said:
That’s just nonsense. The average spend in a convenience store in Great Britain In 2021 was £10.82 (arguably abnormally high).

The average Merchant Service Charge is around 0.95%. That’s an increase in the average spend of 10p.

Thats not making anyone switch to buying their bottle of wine at Tesco
Click to expand...

Says here it could be as high as 3.5%?

UK Card Processing Fees & Free Calculator: Find the Best Rates

You can expect to pay from 1.5% to 3.5% with each card payment - our free calculator helps you understand merchant rates from top providers.
startups.co.uk
 

Nick

Administrator
  • Jan 30, 2023
  • #12,821
Grendel said:
Says here it could be as high as 3.5%?

UK Card Processing Fees & Free Calculator: Find the Best Rates

You can expect to pay from 1.5% to 3.5% with each card payment - our free calculator helps you understand merchant rates from top providers.
startups.co.uk
Click to expand...

You would think shop owners would research though.

Even a generic, beginner thing like Sumup is 1.69% and Square is 1.75% for basic startups. If you are a shop putting loads through then you would expect a lower rate.
 
Reactions: robbiekeane and shmmeee

robbiekeane

Well-Known Member
  • Jan 30, 2023
  • #12,822
Grendel said:
Says here it could be as high as 3.5%?

UK Card Processing Fees & Free Calculator: Find the Best Rates

You can expect to pay from 1.5% to 3.5% with each card payment - our free calculator helps you understand merchant rates from top providers.
startups.co.uk
Click to expand...
You saw the word average right?

Even for the little guys who want minimal fuss, Square terminals are now guaranteed 1.6%-1.9%

Pricing | Square Payments Processing Fee
 

robbiekeane

Well-Known Member
  • Jan 30, 2023
  • #12,823
Nick said:
You would think shop owners would research though.

Even a generic, beginner thing like Sumup is 1.69% and Square is 1.75% for basic startups. If you are a shop putting loads through then you would expect a lower rate.
Click to expand...
Beat me too it

people use these at farmers markets selling $1 avocados
 

fernandopartridge

Well-Known Member
  • Jan 30, 2023
  • #12,824
robbiekeane said:
Beat me too it

people use these at farmers markets selling $1 avocados
Click to expand...

but selling to a market more likely to carry card / smartphone than cash
 

Nick

Administrator
  • Jan 30, 2023
  • #12,825
fernandopartridge said:
but selling to a market more likely to carry card / smartphone than cash
Click to expand...

No reason why they couldn't whack them in a corner shop.

If anything, they would get better rates.
 

fernandopartridge

Well-Known Member
  • Jan 30, 2023
  • #12,826
Nick said:
No reason why they couldn't whack them in a corner shop.

If anything, they would get better rates.
Click to expand...

Just had a look at the website that Grendel linked

so there is a per transaction fee of up to 3.5%
ongoing service charge
an authorisation fee of 1-3p per sale
merchant services fees of up to 0.35%

other items are chargeable on top

Margins are pretty tight in retail and if you've got plenty of people using your local shop paying cash, you're not going to increase charges just for those people who want to pay by card
 

Nick

Administrator
  • Jan 30, 2023
  • #12,827
fernandopartridge said:
Just had a look at the website that Grendel linked

so there is a per transaction fee of up to 3.5%
ongoing service charge
an authorisation fee of 1-3p per sale
merchant services fees of up to 0.35%

other items are chargeable on top

Margins are pretty tight in retail and if you've got plenty of people using your local shop paying cash, you're not going to increase charges just for those people who want to pay by card
Click to expand...

Completely ignoring the very simple options I pointed out they could use.....

I am sure I could find much higher fees as well just in case shop keepers wanted to pay more than needed.

Realistically just accept cash and card, open to more people then.
 

robbiekeane

Well-Known Member
  • Jan 30, 2023
  • #12,828
fernandopartridge said:
Just had a look at the website that Grendel linked

so there is a per transaction fee of up to 3.5%
ongoing service charge
an authorisation fee of 1-3p per sale
merchant services fees of up to 0.35%

other items are chargeable on top

Margins are pretty tight in retail and if you've got plenty of people using your local shop paying cash, you're not going to increase charges just for those people who want to pay by card
Click to expand...
“Up to”
“As high as”

Or just use square at 1.6%-1.9%

The whole point is that plenty of people don’t use cash…just do the maths and average it out. Let’s be honest it’s for people who don’t want to pay tax isn’t it can we just say it how it is and not pretend that adding 20p to your bottle of Rose is the issue
 

Grendel

Well-Known Member
  • Jan 30, 2023
  • #12,829
robbiekeane said:
“Up to”
“As high as”

Or just use square at 1.6%-1.9%

The whole point is that plenty of people don’t use cash…just do the maths and average it out. Let’s be honest it’s for people who don’t want to pay tax isn’t it can we just say it how it is and not pretend that adding 20p to your bottle of Rose is the issue
Click to expand...

A lot of businesses insist on cash not just for that
 

Skybluefaz

Well-Known Member
  • Jan 30, 2023
  • #12,830
Quite a few businesses will be happy to not have the liability of having to keep higher amounts of cash for a number of reasons. Security and insurance mainly.

Just offer both though, 'the man' isn't trying to control society by making it cashless and some people just like carrying quids.
 

shmmeee

Well-Known Member
  • Jan 30, 2023
  • #12,831
fernandopartridge said:
Just had a look at the website that Grendel linked

so there is a per transaction fee of up to 3.5%
ongoing service charge
an authorisation fee of 1-3p per sale
merchant services fees of up to 0.35%

other items are chargeable on top

Margins are pretty tight in retail and if you've got plenty of people using your local shop paying cash, you're not going to increase charges just for those people who want to pay by card
Click to expand...

Why not? Loads of places used to add 20p for card payments and I was fine with that, if I really wanted the cheaper price I could go to the cash point.
 

shmmeee

Well-Known Member
  • Jan 30, 2023
  • #12,832
Grendel said:
A lot of businesses insist on cash not just for that
Click to expand...

Go on, what’s the reason? 9/10 it’s tax evasion.
 

Robinshio

Well-Known Member
  • Jan 30, 2023
  • #12,833
businesses also have to pay to deposit cash - it is not a free service for a business
The differential accompanied with probably lower insurance costs and risk of being mugged make it more or less the same cost to businesses
The only ones who really want cash are those who potentially wouldn't declare all of their earnings
 

Nick

Administrator
  • Jan 30, 2023
  • #12,834
shmmeee said:
Why not? Loads of places used to add 20p for card payments and I was fine with that, if I really wanted the cheaper price I could go to the cash point.
Click to expand...

Or no card payments under £5.

Although loads of places have stopped with a minimum now, because the fees are much lower nowadays.
 
Reactions: shmmeee

shmmeee

Well-Known Member
  • Jan 30, 2023
  • #12,835
Delivery companies that give weirdly specific delivery times and still don’t deliver during that time. WHERES MY FUCKING PS5??
 

Blind-Faith

Well-Known Member
  • Jan 31, 2023
  • #12,836
Womens football transfers creeping into transfer deadline day, no one gives a flying fuck, now piss off and get your own show, see how many people watch that!
 
Reactions: nicksar

Nick

Administrator
  • Jan 31, 2023
  • #12,837
Blind-Faith said:
Womens football transfers creeping into transfer deadline day, no one gives a flying fuck, now piss off and get your own show, see how many people watch that!
Click to expand...

I don't watch it any more, the way people seem to think that it's the only day to sign people and not the past 30.
 

Terry_dactyl

Well-Known Member
  • Jan 31, 2023
  • #12,838
itsabuzzard said:
The love of money is the root of all evil.

Sent from my MAR-LX1A using Tapatalk
Click to expand...
Correct! It annoys me when people misquote that saying!
 
Reactions: itsabuzzard

itsabuzzard

Well-Known Member
  • Jan 31, 2023
  • #12,839
Terry_dactyl said:
Correct! It annoys me when people misquote that saying!
Click to expand...
Indeed.

Sent from my MAR-LX1A using Tapatalk
 

LastGarrison

Well-Known Member
  • Jan 31, 2023
  • #12,840
My utter contempt for middle lane drivers reached peak ‘ram the cunts off the road’ level this evening when after coming through the M6 toll on my way back to Cov I was met with pretty much three clear lanes apart from one utter bellend bang in the middle lane doing about 60………..and to top it off he had his fucking fog light on!!!
 
Reactions: 100 miles from Cov., eastwoodsdustman, rondog1973 and 4 others

itsabuzzard

Well-Known Member
  • Jan 31, 2023
  • #12,841
LastGarrison said:
My utter contempt for middle lane drivers reached peak ‘ram the cunts off the road’ level this evening when after coming through the M6 toll on my way back to Cov I was met with pretty much three clear lanes apart from one utter bellend bang in the middle lane doing about 60………..and to top it off he had his fucking fog light on!!!
Click to expand...
Sorry!

Sent from my MAR-LX1A using Tapatalk
 
Reactions: LastGarrison and Deleted member 9744

chiefdave

Well-Known Member
  • Feb 1, 2023
  • #12,842
Blind-Faith said:
Womens football transfers creeping into transfer deadline day, no one gives a flying fuck, now piss off and get your own show, see how many people watch that!
Click to expand...
not sure why they can't run separate feeds or make it obvious. been caught out with things like 'Man Utd make world record bid' and I'm thinking I've never heard of this player then it turns out its for the women's team
 
Reactions: JPG77 and Blind-Faith

chiefdave

Well-Known Member
  • Feb 1, 2023
  • #12,843
robbiekeane said:
people use these at farmers markets selling $1 avocados
Click to expand...
was at the NEC tonight and the bootleg t-shirt sellers were taking card payments
 
O

OffenhamSkyBlue

Well-Known Member
  • Feb 1, 2023
  • #12,844
chiefdave said:
not sure why they can't run separate feeds or make it obvious. been caught out with things like 'Man Utd make world record bid' and I'm thinking I've never heard of this player then it turns out its for the women's team
Click to expand...
I have to say i had to chuckle when finding out that the world record transfer fee in the women's game was £400,000! Kevin Keegan was sold from Liverpool to SV Hamburg in 1977 for £500,000 (which was reportedly what Arsenal wanted to pay Manure Women - to avoid any confusion - for Russo). So that means the women's game is officially 45 years behind in value terms. And they want to be paid equal wages???
 

shmmeee

Well-Known Member
  • Feb 1, 2023
  • #12,845
OffenhamSkyBlue said:
I have to say i had to chuckle when finding out that the world record transfer fee in the women's game was £400,000! Kevin Keegan was sold from Liverpool to SV Hamburg in 1977 for £500,000 (which was reportedly what Arsenal wanted to pay Manure Women - to avoid any confusion - for Russo). So that means the women's game is officially 45 years behind in value terms. And they want to be paid equal wages???
Click to expand...

Do they?
 
Reactions: ccfctommy
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