Things that annoy you

Bugsy

Well-Known Member
Aug 13, 2012
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Coventry
People digging up old threads on the Coventry City general chat, FFS!

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its not like anyone has not ever posted something which is then later wrong, inaccurate or regretful. going on like kids in a playground nonsense ffs...

but each to their own.
 

Bugsy

Well-Known Member
Aug 13, 2012
1,055
679
263
Coventry
Who's that ollie ball prick?? Am I missing something hilarious with him?

Kids nowadays are proper gimps.

its H

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ovduk78

Well-Known Member
Apr 11, 2011
915
760
193
Callander
It is time to sort out insurance for the new dog to hopefully cover any ridiculous bills we get from the vet. Hopefully I will be able to insure Max for less than the combined annual price that we pay for 2 cars, 1 motorbike and a house which is what we were quoted for our last dog when she was 14 years old!
 

chiefdave

Well-Known Member
Sep 27, 2008
27,784
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Coventry
It is time to sort out insurance for the new dog to hopefully cover any ridiculous bills we get from the vet. Hopefully I will be able to insure Max for less than the combined annual price that we pay for 2 cars, 1 motorbike and a house which is what we were quoted for our last dog when she was 14 years old!
My renewal this year was £1,143.37 and if you claim on top of the £125 excess they've added a clause where you have to pay 20% of the cost due to age.

Not sure I'd take out insurance again if I ever got another dog. Only made one major claim when he had an op that cost over £10K and I ended up with a bill for most of that as it was more than double the maximum payout.
 
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ovduk78

Well-Known Member
Apr 11, 2011
915
760
193
Callander
My renewal this year was £1,143.37 and if you claim on top of the £125 excess they've added a clause where you have to pay 20% of the cost due to age.

Not sure I'd take out insurance again if I ever got another dog. Only made one major claim when he had an op that cost over £10K and I ended up with a bill for most of that as it was more than double the maximum payout.
We've been lucky and had all of our big bills settled by the insurance, including 1 when we had just switched insurance companies. I don't know if insurance is driving up vet Bill's or vice versa but £1143 is crazy especially if it has a maximum payout. We took our last dog to the vets as she had an abscess under her tooth and the vet quoted over £700 to remove the tooth the next day without giving the antibiotics she'd prescribed chance to reduce the swelling. We refused and the swelling went down & the dog never had a problem again. Car & house insurances cover much larger figures although pet insurance may possibly have a higher percentage of claims.
 

Grendel

Well-Known Member
Sep 19, 2011
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We've been lucky and had all of our big bills settled by the insurance, including 1 when we had just switched insurance companies. I don't know if insurance is driving up vet Bill's or vice versa but £1143 is crazy especially if it has a maximum payout. We took our last dog to the vets as she had an abscess under her tooth and the vet quoted over £700 to remove the tooth the next day without giving the antibiotics she'd prescribed chance to reduce the swelling. We refused and the swelling went down & the dog never had a problem again. Car & house insurances cover much larger figures although pet insurance may possibly have a higher percentage of claims.
Dog insurance is one of those things. It’s likely you will never claim as by the time the age gets to a level the insurance premium will be so high it’s not worth it.

Insure up to the age it becomes excessive which depends on the breed

I didn’t insure once and ended up with a young dog having a major op and had to pay 6 grand

At least it worked
 

ovduk78

Well-Known Member
Apr 11, 2011
915
760
193
Callander
Dog insurance is one of those things. It’s likely you will never claim as by the time the age gets to a level the insurance premium will be so high it’s not worth it.

Insure up to the age it becomes excessive which depends on the breed

I didn’t insure once and ended up with a young dog having a major op and had to pay 6 grand

At least it worked
As dogs get older the exclusion list grows but the premiums don't reduce. When the premium for our 14 year old got to that state we just took out basic cover as we knew she probably wouldn't survive an operation. When she was younger we hardly ever claimed for her & considered cancelling her cover and then she did her cruciate and it cost over £6000!! From then on the insurance company did their damnedest to get the cost of the op back with the premiums as it quickly rose from about £130 to £600!!
 

chiefdave

Well-Known Member
Sep 27, 2008
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Coventry
As a general rule I'd say even if its all English keep the final where it is but in the middle of a pandemic surely you have to consider moving it? UEFA are on about giving both teams a few thousand tickets for fans to travel which seems madness.

Wembley is booked but you could have it at another neutral stadium over here and have a crowd in under similar terms to the cup final.
 

SBAndy

Well-Known Member
Mar 20, 2011
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As a general rule I'd say even if its all English keep the final where it is but in the middle of a pandemic surely you have to consider moving it? UEFA are on about giving both teams a few thousand tickets for fans to travel which seems madness.

Wembley is booked but you could have it at another neutral stadium over here and have a crowd in under similar terms to the cup final.
The Spurs stadium could do with experiencing some success.