I`ve had it for 5 or 6 years (well actually I gave it a miss last year but Mowbray has lured me back!), and my advice is go for it mate.
I do it via the internet and have never had any problems. It`s about $96 per year or so (Australian) and that's pretty reasonable I reckon for what you get.
The down side of course is missing out on beauty sleep. I live in Perth so the time difference is only 7 hours most of the season but it`s a couple of hours more if you`re in the east. But what the heck, if you`re as good looking as I am that`s not really an issue