I had to deposit just short of 900 quid in my account last week.
They grilled me as if it was 9 grand. Really pissed me off. I thought about it after and I'm going to tell them to piss off if they try it again. Piss take.
Especially as I rarely deposit cash.[/QUOTE
Its usually to do with money laundering regulations. Unusal deposits of cash or large amounts are always getting queried nowdays.
For me this is nothing new.Don't know if anybody has found it the same - and apologies for anybody struggling financially - but I have become increasingly aware that I am not using cash since the lockdown started, and have tried to examine why. <snip>
Having just googled tiktok isn't it the same as tout that was around a few years ago and completely flopped or Vine which got the chop when other services added video?Alright I do know what a TikTok is, mostly because I’ve got a 10 year old and the missus watches them. I suppose more accurate would be WHY is a TikTok? Most of them are garbage. Same as YouTubers in general. They’re all shit. I don’t get it.
Right? Why not just upload a really short YouTube video? And the app is impossible to navigate! Why?!Having just googled tiktok isn't it the same as tout that was around a few years ago and completely flopped or Vine which got the chop when other services added video?
There's so much overlap on these sites its ridiculous, people must waste hours. Do new ones keep emerging just because kids want to be on something that nobody else is on and therefore nobody is telling them what they can and can't do on there?
There is some really good stuff on YouTube and there’s a bit of quality content if you know specifically what you are looking for. Never used tik tok though.
I think YouTube is great, but YouTubers are garbage to a man. Not seen one that doesn’t piss me off within seconds.There is some really good stuff on YouTube and there’s a bit of quality content if you know specifically what you are looking for. Never used tik tok though.
you think the big tax dodgers have got a shoe box full of twenties under the bed?!Rarely use cash. Only time I do is if I'm out on the beer or someone has owed it to me without bank transferring it to me.
I'm all for a cashless society. Better traceability of transactions, less tax dodgers, cannot lose it or be mugged. Also reducers spreading of viruses...
Yes the older generation would have to get used to it, but I cannot see how having an extra card would be a problem. Perhaps banks could prioritise helping the over 65s and encourage everyone else to use online banking?
It's a yes from me
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This is interesting, size of the U.K. shadow economy is 10% of GDP, which is low for a western nation. UK shadow economy worth £150bn
Largely agree on the cashless issue but I still have some issues with going non-paper. Books etc - e-books are brilliant - but for records still not overly happy.Cash is so wasteful and outdated, I’d rather see a decentralised payments system, maybe government hosted, ideally open source, so we can go cashless without a reliance on VISA and the like.
Let’s be honest, cash is only really used to avoid tax and other illegal stuff. I much prefer having a record of what I’ve spent and being able to lock access to my money in an instant than carrying bits of paper and metal around TBH. Though I’m quite future forward, don’t like physical media either or paper documentation.
Personally I’m willing to bet I’m more likely to lose some paper or a USB disk (or a whole laptop, there’s one with about 20BTC in a landfill somewhere) than Google is to lose my data. But I understand the unease. I guess it comes down to trust. Some people like to be fully in control themselves.Largely agree on the cashless issue but I still have some issues with going non-paper. Books etc - e-books are brilliant - but for records still not overly happy.
Years ago I put all the family history stuff my nan has done on the computer and also digitised a lot of the old photos. The family history program no longer works on modern OS so can't access and some of the photos have become corrupted files (but I do have back-ups and there are cloud services but what if something happens to them?). Happy I kept the originals just in case.
No, but there will certainly be less people using it to their advantage during tax declarations. What the books say go if its all done cashless
WhatsApp? Used by most people I know that have a smartphone for messages using data and WiFi, the latter means no extra cost.. As far as I’m concerned YouTube was the last big website/app and everything else is some nonsense fad for kids.