Can't say I'd agree with the first point, but every so often in this chat an interesting idea is floated. Increased PTA based on children I quite like on the face of it.
Hungary exempts women from an income tax after a few children.
The tax code, as a very basic principle should be used to incentivise or disincentivise certain behaviours. The state shouldn’t subsidise families, but incentivise it.
I have no qualms with people claiming for a short period of time when tough times fall but have a massive issue funding idle families. This is the big shift post-COVID, most people on UC were in work pre-COVID (like many of my friends and family) but now this is 35% of claimants. Most people are out of work and only a small % of that have a requirement to find work.
People become unemployed, are you saying that if I (father of three children and working constantly since the age of 16) should not be entitled to claim benefits for more than three of them if i need to?
If it’s temporary, yes. If it’s on a permanent basis, no.
There’s a few things I’d like to see government consider:
1. Tax breaks to people who get ‘income protection insurance’ - promotes personal responsibility and cheaper than handouts
2. Perhaps even Social Security Cooperatives that
Frank Field proposed. Which includes proposals for long term unemployed to work for their benefits like volunteering/national service (see overview linked)
3. Perhaps a personal contributions system where if you fall on tough times, you can drawback your contributions for whatever you need in hard times - similar to how Singapore funds healthcare
The welfare system was designed to be a safety net for when people fall on tough times. Not an alternative lifestyle which is increasingly becoming the case. 4m people on UC have no requirement to find work, that is fundamentally a problem. Cash handouts for nothing creates dependency and this is not a good way to do welfare.
Lord Field of Birkenhead and Andrew Forsey propose replacing existing National Insurance system with a new Social Security Mutual
www.politeia.co.uk