Do you want to discuss boring politics? (25 Viewers)

Grendel

Well-Known Member

PVA

Well-Known Member
Yes it’s brilliant. The iron chancellor who will not borrow has borrowed more than any other government other than 2010 and 2021

She will be fired within 12 months

Yes if you ignore the governments that have borrowed more you will indeed find she has borrowed more than any government.
 

Grendel

Well-Known Member
Yes if you ignore the governments that have borrowed more you will indeed find she has borrowed more than any government.
??? The borrowing in this FYE is the third highest on record.

What was the actual growth forecast she actually promised.
 
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shmmeee

Well-Known Member

Not sure what Farage is playing at here. Is there really a public clamour to tighten up abortion laws in this country? Is there even a serious problem with how the law is being administered?

He’s playing at “gets lots of money from the American right”
 

PVA

Well-Known Member
As you put it yourself “ it just makes you look spiteful and vindictive.”

What are you talking about?

I don't begrudge older generations having nice houses.

What I take issue with is their (some, not all) attitude to the struggles faced by younger generations who don't have the same access or opportunities.
 
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Grendel

Well-Known Member
What are you talking about?

I don't begrudge older generations having nice houses.

What I take issue with is their (some, not all) attitude to the struggles faced by younger generations who don't have the same access or opportunities.

They would have had the "opportunity" to live in my first flat - its £100,000 now
 

Grendel

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Also I do have to take issue with someone from a younger generation who brags on a football forum he drives a Tesla
 

MalcSB

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Oh and there are plenty of 4 bedroom detached houses in the CV5 area for £400,000 or less. Also it’s very relative, I bought my first flat for £34,000 - on the same block they are now £109,000 35 years later.

If people want to slum it they can get a brand new house on the new estate near Meriden for £390,000
Standard inflation, according to Bank of England, would put goods costing £330k in 1990 at a cost of £815k in April 2025. That would imply housing in affordability is scarcely unique. But I guess it is harder to blame boomers for the cost of shoes, so why not exaggerate for effect and disharmony.
 

Ccfcisparks

Well-Known Member
H
Standard inflation, according to Bank of England, would put goods costing £330k in 1990 at a cost of £815k in April 2025. That would imply housing in affordability is scarcely unique. But I guess it is harder to blame boomers for the cost of shoes, so why not exaggerate for effect and disharmony.
How do you keep missing the point of the topic again and again
 

Grendel

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Grendel

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Yes my house is worth considerably more than that.

is your old flat currently on the market?

One in the block is yes - my second house on Zoopla is valued now at £260,000 - its a very nice road and a semi.
 

Ccfcisparks

Well-Known Member
One in the block is yes - my second house on Zoopla is valued now at £260,000 - its a very nice road and a semi.
I’ve just looked out of curiosity on rightmove for flats less than £100k near me in Dudley.

there are currently 25, and majority are either cash only or investment with a tenant in situ.

let’s say someone living near me is on £25k a year they haven’t got much choice if they are wanting to buy.

Their options are either move away from friends or family to somewhere like Cov, or rent.
 

Ccfcisparks

Well-Known Member
One in the block is yes - my second house on Zoopla is valued now at £260,000 - it’s a very nice road and a semi.
You’d need an income of around £50k to even be looking at buying that. It isn’t attainable for most.
 

PVA

Well-Known Member
Standard inflation, according to Bank of England, would put goods costing £330k in 1990 at a cost of £815k in April 2025. That would imply housing in affordability is scarcely unique. But I guess it is harder to blame boomers for the cost of shoes, so why not exaggerate for effect and disharmony.


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Grendel

Well-Known Member
I’ve just looked out of curiosity on rightmove for flats less than £100k near me in Dudley.

there are currently 25, and majority are either cash only or investment with a tenant in situ.

let’s say someone living near me is on £25k a year they haven’t got much choice if they are wanting to buy.

Their options are either move away from friends or family to somewhere like Cov, or rent.

I don't know what you want me to say. £25k a year is surely less than minimum wage - and I had no choice - I drove a battered Lada Riva and I at 26 bought a flat which was owned by an elderly person and was run down and I bought second hand furniture. So what? It was great and I loved it
 

Grendel

Well-Known Member
You’d need an income of around £50k to even be looking at buying that. It isn’t attainable for most.

Not if you were a second time buyer and bought a much cheaper place earlier
 

Grendel

Well-Known Member

PVA

Well-Known Member
I don't know what you want me to say. £25k a year is surely less than minimum wage - and I had no choice - I drove a battered Lada Riva and I at 26 bought a flat which was owned by an elderly person and was run down and I bought second hand furniture. So what? It was great and I loved it



You have quoted one anecdotal example and tried to suggest this is relevant - one anecdotal example (with zero evidence it’s even factual) proves nothing in reality - does it?
 

Ccfcisparks

Well-Known Member
I don't know what you want me to say. £25k a year is surely less than minimum wage - and I had no choice - I drove a battered Lada Riva and I at 26 bought a flat which was owned by an elderly person and was run down and I bought second hand furniture. So what? It was great and I loved it
Nobody is arguing that you may have struggled? It seems to be you and Malcolm that are bringing up you had it tough.

Most on here are discussing that people NOW have issue with buying.

It’s only the older posters who seem to think that people struggling now, is an insult to how hard they worked to get where they are, as if it’s some damage to their credibility. It’s odd.
 

MalcSB

Well-Known Member
H

How do you keep missing the point of the topic again and again
I’m starting to think it seems a bit laboured and manufactured.

I’m not sure it actually felt much better when I bought my first house in 1978. £8995 for a 3 bed semi with no central heating or double glazing. Bloody freezing in winter. Sold it two years later to the first family who came to view it for around £17,000. Moved for work to a more expensive area so all the equity disappeared on bigger deposit, removed costs, solicitors fees, stamp duty etc.

I was just so lucky!!!
 

Grendel

Well-Known Member
Nobody is arguing that you may have struggled? It seems to be you and Malcolm that are bringing up you had it tough.

Most on here are discussing that people NOW have issue with buying.

It’s only the older posters who seem to think that people struggling now, is an insult to how hard they worked to get where they are, as if it’s some damage to their credibility. It’s odd.

PVA isn't - he drives a Tesla
 

Ccfcisparks

Well-Known Member
I’m starting to think it seems a bit laboured and manufactured.

I’m not sure it actually felt much better when I bought my first house in 1978. £8995 for a 3 bed semi with no central heating or double glazing. Bloody freezing in winter. Sold it two years later to the first family who came to view it for around £17,000. Moved for work to a more expensive area so all the equity disappeared on bigger deposit, removed costs, solicitors fees, stamp duty etc.

I was just so lucky!!!
Again someone else bringing up how tough they had it to discredit the fact that it is tough now.

ego is out of control
 

Grendel

Well-Known Member
We were talking about people buying for the first time were we not?

Yeah and I went into a low end and moved up - as everyone has to in reality
 

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