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Wouldn't do the horses - it's over too quickly and you don't get time to hedge a position.

I used to do this for about 3 years - laying and betting and picking up the spread. I focused on League Winner in the Championship and Leagues 1 and 2 because I discovered that on Saturday afternoons the market became less liquid and every club who won shortened significantly and then later...

Yep; 87th minute. City with 20 shots to their one. Everyone says we were robbed.

No reason to suspect you will pay more. Fixed rate mortgages are based off interest rate swap rates in the London derivatives market. They are calculated to be neutral against the market's expectations on future base rates.

I agree - what's not to like?

I saw some people being racist the other day on Facebook. Was quite shocked as I hadn't seen it for decades; made me realise that I may live in a bubble. It wasn't anti-EU racism though - old fashioned 'your skin is a different colour' stuff.

Fixed rates just now are tremendous value - as low as 2.5% for 5 years. I cannot see many scenarios where this wouldn't be the best option. I'm not sure I completely agree with the fear of Brexit or recession causing interest rates to rise - I think if anything it will see rates stay low or...

Yes, that could work as a tax fraud. An offshore entity charges an onshore one fees to create a loss. The offshore entity doesn't pay tax anyway and the onshore one evades it.

Nobody is saying it's your fault; we were just pointing out that if you'd dived with you arm outstretched you'd have had a better chance of saving it.

Calm down; it's only a game.

I agree, he seems to pull his arm away.

I also did my own protest by marching to work. Unfortunately my natural walking style is quite marchy so I didn't get any press coverage.

I am similar. I'm often happy and know it but don't clap my hands. It's a pragmatic way to keep my job as people used to complain they couldn't concentrate.

I shall call him Tumble from now on, I like that.

I don't mind his music - even like some of it - but I don't buy this 'genius poet' tag.

I had teenage issues with both of my daughters but they come out of it - both are now lovely young women.

They have consistently finished in the top half of the table for the past 4 years and have challenged for promotion several times at some stage of the season. I'd say it's a sustainable model and support it.

I have some investments you can buy off me that will save you millions in exactly the same way*. Let me know if you're interested. * It works like this: You give me money; I never pay it back. You go ahead and realise all the benefits from the agreement exactly how you imagine SISU do.

That wasn't wine Otis - I had a dodgy tummy. I hope you didn't...

Because reclaiming a pejorative term kills it.