Can anyone recommend a merchant account and payment gateway provider that does not want to know your life history and charge the earth for the service?
....Its a bit of a nightmare, but at the end of the day, all merchant accounts are run by banks & the security restrictions have to be so tight in an attempt to avoid fraud.
I signed up for paypal business @ £20 per month, but binned the full merchant account as the PCI compliance questionnaire alone did my head in....
I now just use the paypal virtual terminal, meaning I can take card payments over the phone or email customers paypal invoices, but cannot sell product directly from my site.