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do you have a mortgage David?

How does the pound vs dollar impact you owesimslky

Net exporter?

So the pound versus the dollar is of greater interest to you than interest rates I’m genuinely surprised

Doesn’t feel like it from where I’m sitting

Shall we replace Southgate in your opinion before the World Cup?

I don’t think the IMF are knocking on the door yet

I haven’t said that but many special talents haven’t always been selected for the team anyway - the German ethos has been team - as indeed was England - Jimmy greaves was an amazing talent versus Geoff Hurst wasn’t he?

Three years younger than he is now?

Over the course of the last 3 seasons he hasn’t - I’m not even bothered about England but it seems everyone is buying into the premier league is the best league in the world mantra. Southgate has the best record in tournaments for half a century hasn’t he? I doubt appointing Eddie Howe or Steve...

Is your mortgage going up David?

Well he never starts Foden every week Kane has been on a slump for a while now and Sterling was moved on

I don’t think it’s that - it’s a multitude of issues

Interest rates may climb to 7% (mortgage rates) but people also moan that housing is beyond first time buyers - that will be a good bit of levelling up of property values

Hardly any of our players are world class - come off

I remember in the ERM when interest rates were escalating every hour getting to 16% in the end This is tame. It will stabilise soon enough

In truth they are. If you win the World Cup with draws and penalty shoot outs no one cares

I thought he may be Tim Kalns

it’s not due as such as now on a specified date

He probably can’t afford one