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  1. Grendel

    Match Thread Millwall FC - Coventry City Match Thread - Saturday 25th Nov

    They’ve had more chances than strikers last season
  2. Grendel

    Do you want to discuss boring politics?

    I think this sums him up rather well https://www.spiked-online.com/2023/09/18/the-bizarre-cult-of-rory-stewart/amp/
  3. Grendel

    Do you want to discuss boring politics?

    Hes a freak and a weirdo
  4. Grendel

    Retirement

    Tenants in common works to mitigate the care home issue in most cases
  5. Grendel

    Any central heating experts on here

    Unless you want a flood I’d get someone in
  6. Grendel

    Net Spend

    Yet you seem to want Luton relegated
  7. Grendel

    Retirement

    The hike in pensions now makes the state pension a good way of mitigating a private pension being used too early I was below full contributions and have made sure now I am at full - it’s about £10 grand a year now when 68 so that means the probate pension can be used less and targeted at growth
  8. Grendel

    Euro qualifiers 2024

    Other than potter being English I’m not sure why he’d be really an obvious choice
  9. Grendel

    Euro qualifiers 2024

    But they didn’t have £35 million of talent in the whole squad let alone in just 2 players
  10. Grendel

    Do you want to discuss boring politics?

    The wheel tappers and Malvinas social club
  11. Grendel

    Rate The New Players

    As of yet there’s been very little end product from him and he fades fast in games
  12. Grendel

    Euro qualifiers 2024

    Bit harsh calling SBT a boring bastard
  13. Grendel

    Retirement

    Didn’t like it at all - went back into work as soon as I could
  14. Grendel

    Do you want to discuss boring politics?

    I am going to sound like our Hungarian friend here @Kizz in that this is purely anecdotal but I suspect most caught in the IHT trap are not the wealthy at all but people with properties that have accumulated in value and are relatively modest If me and my spouse died in a crash tomorrow our...
  15. Grendel

    Do you want to discuss boring politics?

    I wouldn’t describe countries such as Norway, Canada and New Zealand as far right libertarian societies
  16. Grendel

    Net Spend

    It’s not real world - it’s make up rules as you go along
  17. Grendel

    Do you want to discuss boring politics?

    I don’t understand your point - a couple could legitimately and legally give £120,000 over a 20 year period free of tax IHT in most cases is easily avoidable or certainly minimised completely legally
  18. Grendel

    Euro qualifiers 2024

    only Portugal have a better record in group qualifying - I don’t see how that is constantly underperforming
  19. Grendel

    Do you want to discuss boring politics?

    Not from an IHT perspective if you survive 7 years
  20. Grendel

    Euro qualifiers 2024

    This is very poor and embarrassing
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