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Nothing better than an afternoon nap and it has to be short, ie 10-15 minutes and not too late otherwise it can bugger up getting to sleep later

They were giving their number 4 some real abuse and he hadn't done anything. That with the bottle and the orange that just missed their goalkeeper are totally unacceptable. Away games with some of our fans is not an enjoyable experience and I have never understood the need to drink non stop and...

Trump's not going to be happy, it was Mexico & Costa Rica

I think if Scotland had won yesterday they would be in play offs. I was happy they sorted it out last night

World Cup 2018: Who needs what to qualify for Russia next year? It's about 1/2 way down

I was hoping that UEFA had decided to alter the qualifying so that only teams who finish 4th & 5th in the groups qualify, be good to see a tournament without the likelihood that Germany/Spain/France are going to dominate and England are going to disappoint. Scotland would probably finish 3rd and...

We are just north of Glasgow in Callander. We wouldn't be going if I didn't have to go to a funeral on friday.

Looks like Scottish branch of SBA will be well represented. Where are you travelling down from?

........whereas a life supporting CCFC & England is full of joy!

They ignore the points gained against the bottom team in each group

First game of the season for me and my son. Have a funeral in Rugby on Friday so will pop in and see the might Sky Blues on the way back up to sunny Scotland!

Come up here and live with them, that might change your mind. There are a lot of them who support ABE (Anyone but England) and it's shocking how many shirts are sold of teams that England are playing in finals. They have more of a fixation with 1966 than we have and there have been many times...

I don't think there is a minimum or maximum investment. Funding Circle suggest starting at £2,000 so your loans can be diversified to reduce risk but I started with £1,000. The more I have invested the more I have made but also potentially the more I can lose. If you can get near the maximum...

You sound as cautious as me. I went for the autobid as a way of spreading risk and knew that those paying higher interest were doing so for a reason. I read an article from Martin Lewis which finally persuaded me to have a go plus I think the Government invested £60m in Funding Circle around the...

I've got a few more defaults than that but I knew there would be some as I did some research before I started. Still happy with 5.3% though

I use Funding Circle, they have an autobid setting which I use and it spreads my investments across the 5 different risk bands. You can set it up to control investments that you make but I thought the autobid was an easier option. Currently I have about 260 investments ranging from £20 to £53...

Have you not considered peer to peer lending? I have dabbled a bit and after initially putting in £1000 and then a further £2000 I have increased it again. So far after about 3 years I have been getting just over 5.3%pa. I have an ISA maturing next year and if interest rates are still around the...

My wife was looking for a 2nd hand iphone for our son and found a place online that sold reconditioned ones and bought one. It never arrived so she contacted them and they apologised and refunded the money. 2 months later a payment of £60 was taken off the same credit card she used and when she...

3!!!!

No, its AVEC. I have posted a picture in the OP