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  1. duffer

    Panorama - post office scandal

    It's not blind hatred, it's based on evidence. You just don't like to hear it because you can't square the circle of thinking of yourself as a decent person whilst actively supporting a corrupt party led by a liar and criminal. I can't help you with that, I'm afraid. Just to return to the...
  2. duffer

    Panorama - post office scandal

    Did he break the law or not? Was it the same law that he went on television most nights for weeks, urging the rest of us to comply with, or not? The same law that even the Queen complied with at the time of a great personal tragedy, or not? This is not the same as driving over the speed limit...
  3. duffer

    Panorama - post office scandal

    So basically you had no point whatsoever. What an absolute waste of time. Sorry if it hurts you pointing out this government's manifold failings, they're in charge though, own it.
  4. duffer

    Panorama - post office scandal

    Keep on defending him lad, it's just shows for the moral vacuum you are. 'Party of law and order' 😂😂😂
  5. duffer

    Panorama - post office scandal

    It's a scandal alright, but can you be a bit clearer on the specific role of the Labour government of the time in it? Were there donors to the Labour party somehow directly benefitting from Post Office incompetence and management malice, perhaps? I'm all for challenging government corruption...
  6. duffer

    Student loan interest - an absolute disgrace

    Apologies mate, never responded to this. Thank you for the kind words, in fairness I think SBD's idea above are pretty solid. To me, at least, it feels like the root of the problem is trying to monetise something that is of benefit to the whole of society. If graduates generally earn more...
  7. duffer

    Student loan interest - an absolute disgrace

    With apologies, I'm doing this on the phone, otherwise I could work the figures through (though I'm reasonably confident the New Statesman has it right!). In essence it's a combination of all of the changes. A lower threshold means that more low earners will be pulled in. A longer repayment...
  8. duffer

    Student loan interest - an absolute disgrace

    In a nutshell, the threshold to start paying back has substantially dropped, the period before write off has substantially increased to 40 years, and the interest rate is now linked to inflation. I work in consumer finance, these days specifically on mortgages. Student debt is considered when...
  9. duffer

    Student loan interest - an absolute disgrace

    Here's an example that clarifies the point: The analysis shows that the lifetime repayments of a graduate in 2023-24, earning £22,000 in current prices with projected lifetime earnings of £850,000, would rise by 150% – from just below £9,700 now to £24,000. In contrast, the loan repayments of...
  10. duffer

    Student loan interest - an absolute disgrace

    This is why Tories shouldn't be allowed to run the country, they have no grasp of arithmetic. Look again at the numbers, and stop being so deliberately dim. If you earn less you end up paying more back. These new Tory rules obviously benefit the richest. Both The New Statesman, The Guardian...
  11. duffer

    Match Thread Birmingham City (A) - Fri 15th April

    Yes, it's bloody confusing. On the online journey planner it's showing two trains an hour between Cov and New Street, and no mention of replacement buses. Yet the National Rail site seems to imply that there will be buses between Cov and BHX. Hopefully it's a bit clearer by tomorrow morning -...
  12. duffer

    Match Thread Birmingham City (A) - Fri 15th April

    Apologies if it's been posted already, but looks like there will be some issues with the trains. Network rail are saying that "Rail replacement buses will operate between Birmingham International and Coventry"...
  13. duffer

    Student loan interest - an absolute disgrace

    So many assumptions here it's hard to know where to begin. I can't really misrepresent a one line comment. But hey ho, at least we've got to the point where we can agree that the current government is responsible for its own policies. So let's keep it simple. This government's proposal means...
  14. duffer

    Do you want to discuss boring politics?

    That thread has to be read. This government is beneath contempt. Corrupt, criminal, and staggeringly incompetent at all levels.
  15. duffer

    Student loan interest - an absolute disgrace

    If it was a direct response to something, then why didn't you put that in your pithy one liner implying that it was all New Labour's fault (and seeming implying that it's nothing to do with this Government)? Bit lazy mate, perhaps you're taking your work ethic from party-animal Boris? Anyway...
  16. duffer

    Student loan interest - an absolute disgrace

    Firstly, not quite, as above these ones were designed by a Tory government. Secondly, who's in charge now, with the power to do something about it? I thought your pathetic excuse for keeping Boris in office was that there's too much to do to get rid of him. Are you saying your Tory Government...
  17. duffer

    Do you want to discuss boring politics?

    Gosh, you're so right. Much better to have a lying, corrupt, criminal in charge than any of the the other lying, corrupt, criminals you mention. Except of course, none of them have been found guilty of anything, and Boris has. Find another excuse mate, I'm afraid that one won't work.
  18. duffer

    Do you want to discuss boring politics?

    I'm sorry NW, but I can't agree with that. There's a point of principle here, and if you don't stand up now as a Tory MP, then you've shown you've got none. Waiting until it's politically opportune isn't acceptable, there's clearly enough evidence right now to do the right thing.
  19. duffer

    Do you want to discuss boring politics?

    Why the hell are they "biding their time"? The facts are out and beyond dispute. 'Decent' Tories, if such a thing exists, should act now. The fact that so few of them are should tell you what you need to know about the party as a whole.
  20. duffer

    Do you want to discuss boring politics?

    I haven't heard many of them speaking out today NW, have you? If they can't even get 54 to write letters of no confidence, I think it's reasonable to judge where the Tory party stands on this.
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