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    Wasps go to bottom of the pyramid

    Despite being in pain due to my dodgy knee playing up, but I completely reassure people when I say this has no bearing on what I am about to say. Wasps Rugby Club are literally the worst club in the history of world sport. I would prefer to dine with Hitler himself for eternity than see Wasps...
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    Things that annoy you

    It’s cute when he does it
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    Transfer Rumour Matty James

    James: I want to sign for Coventry City.....I said I want to sign for Coventry City Doug: Oh Matty, I heard you the first time
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    Robins

    Fans: Relegation battle?! You lied to me! Robins: I'm sorry if you heard promotion push, but I distinctly said relegation battle!
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    Spurs Tickets

    Little unknown place called Messigio’s. It’s got a bit of an edge
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    WLADITT

    Huge if true
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    Spurs Tickets

    It's a Simpsons quote, 80% of my contributions on here are
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    Things that annoy you

    Yeah, I'm aware of all that, it's an irrational annoyance, I know that.
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    Things that annoy you

    Laptops that don't seem to reach 100% battery charge. Mine seems to be stuck on 99%. I have this weird obsession that my electrical gadgets must be 100% battery when not in use, and I don't think I'm going to be able to sleep tonight if I do not see the charge go up to 100%
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    Twitter!

    Not sure how prevalent previously, but appears to be caused by an interview by Tucker Carlson with a self-proclaimed historian. I will note, I have not watched in full, I will try and find the time to do so, but appears this person provided a warped narrative of the circumstances of WWII...
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    Spurs Tickets

    Mr King, your children-hating campaign seems to have the momentum of a runaway freight train, why are you so unpopular?
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    Supporters forum - 21st August

    Shame Mike Garlick wasn't in attendance. Was looking forward to the update on the mature ladies in ripped jeans and replica shirts in the corporate section!
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    Transfer Rumour Matty James

    MR: I'm afraid, Doug, I must insist. You see, the fans have been most vocal on the subject of the Matty James signing. Where is the signing? When are you going to announce the signing? Why aren't you announcing the signing now? And so on. So please, the signing
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    Do you want to discuss boring politics?

    Hmm, disagree here, in the main. The major challengers were established prior to the climax of branch closures, forcing an industry dynamic change to keep ahead of changes to customer behaviour, high street banks investing in digital services to ward off the threat posed by the challengers, who...
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    Do you want to discuss boring politics?

    Agree in part that high street banks were closing before the pandemic (apologies, my statement was too restricted - difficult to be succinct on the internet sometimes), but the conditions for the rise of challengers was not created by the industry but by the challengers themselves, assisted by...
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    Do you want to discuss boring politics?

    It is not that straight forward. The starting point of regulation for fraud (unauthorised transactions) is the bank MUST refund the victim, as per Payment Services Regulations 2017, the starting point of regulation very soon will be the same for authorised push payment scams (authorised...
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    They've Got Off Spot-Free AGAIN

    Based on what I could see scanning over the decision, and I am no legal expert, the Appeal Board concluded that Leicester City's accounting procedure for PSR was not completed by the time it had transferred its Premier League share to Luton Town. During the time between the transferring of its...
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    Do you want to discuss boring politics?

    Regulatory speaking, the UK is the most robust when it comes to compulsory refunding for scam and fraud victims, as well as the most comprehensive Ombudsman service, in Europe. Banks MUST refund unauthorised transactions (fraud), with a very limited scope to decline, and soon banks MUST refund...
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    Things that annoy you

    As someone with chronic insomnia since I was a teenager, now in my 30s, you have my sympathies. It can really take its toll, so hopefully you are getting some help from your GP.
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