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If you take your pot out you will get over £150k tax free. And if you can run the rest of it at a 3% profit that is over 12k a year. The 150k at 10k a year and your profit gives you 27k a year. You then still have nearly half a million to play with. Then when the state pension kicks in it would...

Not exactly trivialize. Most of them haven't got a clue what poverty is. They think it is something that happens in Africa. Poverty in the UK is having a child turned down for a place in Oxbridge.

A subject I know about. A subject you chat shite on like Orca on this one :smuggrin:

WTF is going on here? And who is this Winkles geezer? Reminder to myself. Having a drink and then trying to understand utter bullshit isn't easy.

Our scheme got closed at the end of last year. Had been reduced years ago from what it was. But because of all the previous changes my company were having to put in about 60% of our salaries each year. They are now offering 25 x pension up to 55 and then x 30. I'm leaving mine in until 55 then...

Is Volvo a good enough badge? Deals are rarely lost because someone has an older car as long as it doesn't look shite. But many deals are lost because a car is too expensive. I was looking for a low mileage W12 Phaeton until the family moved to France. That is the perfect car for business...

Not for me this year. Will miss it all. Off to be with wife and kids for Christmas/New year. Will arrive late on the night. Will be driving through France when they are looking for the first seats to be announced....or even will have arrived. More important things to do. They haven't seen me for...

Quality will nearly always beat age. My present car will most probably still be running when it has 300,000 miles on it. Unless you know the model you wouldn't know what age it could be. But I don't care about that. Reliable? I trust it to get me to my wife and kids frequently. They live over...

10k car loan is good? And here you have it. Everyone has a different idea on what is good and what is bad. My car cost me 3k. It was up for more but cash under their nose was too much to resist. Is now 11 years old. Never had a problem. Never failed an MOT. Cheap to run for the size. Could...

High debt isn't good for anyone or anything. As I said we are having to pay 48 billion a year in interest alone. That miney comes out of the budget that pays for everything. So £1 out of every £20 to run all services and everything else goes to paying interest. How many hospitals would 48...

And Germany helps even more people than the UK does. So what is going on?

The problem is neither of them have much opposition. Trump....let's build a wall. Boris....let's get Brexit done. And people vote for them :shifty:

They make a good pair. Neither respected or believed by the public but somehow run their countries. The world is becoming a mess.

Can you remind me what kind if economy did the Tories take over? What would the national debt be like if there hadn't been cuts? And before you start I don't agree with all the cuts. So the spending plans of Labour are sensible? The Tories are full of shit. They have to offer a carrot. Labour...

So you know better than the world bank? Long term debt is the point. Ah America. The place they can afford to look after their own people as you like to keep showing us......... So what you are saying is you think we can look after people here and have our debt to GDP go shooting up as...

Really? They have brought a small surplus. That us because the money hasn't been spent updating the infrastructure. If it had there wouldn't be a small surplus. If you go into a hospital you will see most people are not old. Yes we need younger people. But that doesn't make everything as...

OK. How about your take on government debt? Is it good that 5% of the whole budget goes on interest alone on the present debt? Is it good that we stand at 81% of GDP when the internationally recognised amount manageable is 77% and Labour have promised to spend hundreds of billions? What do...

Not one mention? :rolleyes: Thise who mention it refuse to mention the side effects. Pressure on housing. Pressure on hospitals. Pressure on doctors. Roads getting gridlocked. We could go on all day on the subject. Both Labour and the Tories didn't keep up with infrastructure improvements...

And this is where I am stuck. We can't afford to spend the hundreds of billions that Labour promise to spend. But we also can't afford the needy to suffer any longer. It needs to stop now. The privatisation of the NHS needs to be reversed. But this would cost many billions. And it isn't a...