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Well wright is now injured for a few games so we need him to perform

I really can’t be bothered to get into arguments but we need a better left sided defender - whatever MVEs limitations are he always can recover position with pace. Dasilva can’t. He was exposed badly all of the first half. We can’t concede two like we did and win games all the time. The left...

The difference Lampard and his coaching team has made is the ridiculous fitness levels we have. We always looked struggling to hold leads. Now we look we have far more players on the pitch. Sakamoto has insane levels. Grimes everything happen in the middle round him. It’s also clear now teams...

Dropped?

You cant legally on a boat either

Another business we deal with has folded this year. That’s 6 now. It was 1 or 2 a year before.

Simms won’t start unless Wright is jet lagged

The economy is tanking far more this year than I can remember under Johnson even with Covid

It’s not a con but should the state pay regardless of earnings?

So when you are talking pensions it’s the state pension you want looking at? Yet you think doctors should have an enormous pay rise AND the tax payer still funding their pensions? What evidence is there that probate sector pays more? I thought you work in said private sector and said you...

The biggest con job is PIP which is just handing people money who can already pay what is covers. It should just be scrapped

not really as the retirement age then was 60 and 65 Do you think public sector pensions should be looked at before the state pension?

It’s obviously very silly but the Everton ground does have the Docks heritage brickwork around it which is actually pretty cool

People aren’t living that much longer than 35 years ago in reality

The biggest pension cost is the burden of public sector workers on pensions the private sector can never now fund. Unfortunately your “strong unions” would just strike if any reduction even got new entrants into these positions was even suggested so it’s not a conversation governments can have.

You said it’s the biggest cost therefore needs looking at?

To clarify on NI credits National Insurance credits National Insurance credits are essential for protecting your future entitlement to state benefits and the state pension. These credits can be received even if you are not working, and they count towards some, but not all entitlements. The main...

My wife as an example will get a state pension despite not working for the period we were able to clam child benefit as it qualifies you for NI credits (as does carers allowance and unemployment benefit) Given we have Public Sector strikes in the Health Service already then its hardly realistic...

Unemployment still gives you pension credits. Stay at home parents and carers also get pension contributions included You say you want strong pensions but you are aware the biggest burden on the state regarding pensions is the public sector pension arrangement which is massively in debt?

I assume you are also referring to public sector workers here so would want doctors teachers etc to have reduced pensions?