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  1. SBAndy

    This Summer

    When you say 7-8 loaned out, is that excluding those like Pask, Shipley, etc being released?
  2. SBAndy

    Things that annoy you

    Quite.
  3. SBAndy

    Things that annoy you

    The gut punch that is being told you interviewed really well for a job but don’t have the experience they’re looking for. You knew that from my CV so why lead me on a merry dance?
  4. SBAndy

    Do you want to discuss boring politics?

    Imagine a world where David Davis is the voice of reason.
  5. SBAndy

    Student loan interest - an absolute disgrace

    My guess is that they didn’t want the infrastructural cost. Whether that’s right or wrong is a different matter. I really don’t see that it’s a barrier to entry though. If anything, it’s something that younger people need far more education around. The issue as I see it comes back to the...
  6. SBAndy

    Student loan interest - an absolute disgrace

    Ok, in which case it sounds like you’re one of the people who will be affected by the changes. Fair enough, like I said I expect most won’t but not all and I get why you may be particularly peeved by the changes. For the record, I don’t think it says anywhere, no.
  7. SBAndy

    Athletico Madrid

    Yes. He thought he’d get away with it, 100%. Great video of Grealish calling Savic a c**t:
  8. SBAndy

    Student loan interest - an absolute disgrace

    Yeah I get that, but in the grand scheme of things I wouldn’t expect it will make a huge difference. Out of curiosity, are you forecast to pay off the loan in full? Edit: I should add, I also have a student loan that is being repaid and it’s a pain in the arse so I understand where you’re...
  9. SBAndy

    Student loan interest - an absolute disgrace

    A) there hasn’t really been a change so to speak, it’s just happened due to inflation having spiked. B) in the same way as they provided Bounce Back Loans, it gives them some ability of recouping a portion of the funding rather than it being 100% government-backed. I’m sure the expected...
  10. SBAndy

    Student loan interest - an absolute disgrace

    Does the amount change dependent on the interest rate charged?
  11. SBAndy

    Match Thread Birmingham City (A) - Fri 15th April

    Usually the next day, early hours of the morning.
  12. SBAndy

    Match Thread Birmingham City (A) - Fri 15th April

    International coverage so not on iFollow overseas but will be on domestic iFollow.
  13. SBAndy

    Student loan interest - an absolute disgrace

    You’ve not quite got this - the debt only remains for 30 years post-graduation and repayments are fixed at 9% above the income threshold. So if I graduated with a debt of £50k and was in a job below that income threshold for 29 years, then moved to a job paying £250k p/a I’d only be paying back...
  14. SBAndy

    Samsung TV Picture

    Have you tried hitting it with a hammer?
  15. SBAndy

    Student loan interest - an absolute disgrace

    The article states that interest is calculated as 3% above RPI - that’s why it’s hitting 12%.
  16. SBAndy

    Student loan interest - an absolute disgrace

    Hate to say it, but he’s right. The interest rate increase is understandably unpalatable (and it’ll no doubt mean some who had a chance of paying off their loans now won’t) but in real terms for the majority of people it’ll make zero difference.
  17. SBAndy

    This Summer

    Luton don’t announce the length of contracts for some reason, so I’d imagine it’s guesswork on behalf of TransferMarkt.
  18. SBAndy

    Maatsen

    He’s not dynamic enough though. From what I’ve seen so far, he’s not got it in him to beat someone in a 1v1 and prefers to cross early, which doesn’t really tie in with our style at the moment.
  19. SBAndy

    C'mon then what do you all drive?

    Currently a Fiat 500. Other half has just got herself a new car and we were sharing one previously, so I’ve got her old one now.
  20. SBAndy

    Grand National 2022

    Absolutely fuming came 4th, what an odd name for a horse.
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