I don’t particularly want to get involved in the inevitable all day argument but your description of Andrew Tate - a women hating misogynist- as someone who can teach men about handling rejection is pretty horrific
The other thing of course this government has done is stop discretionary trusts in pension and applied IHT to the value. This would effectively mean your children are likely to be taxed at 90% on it when they come to benefit.
I would take it - the age is being extended and the government will probably extend again and there is a suspicion they will reduce the tax free threshold. I had £240k and I have taken it all
Possibly the Portsmouth game would have had a different result.
We drew with 2 of the top teams under Carr and beat Millwall and Hull
In reality it didn’t massively cost us points