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Because the cost of borrowing money has gone up. You’re essentially just paying a risk premium on top of the banks estimate of what the cost of borrowing money will be to them over the life of the fixed term. Hence the longer the fixed term the higher the % rate. It’s risk management You can...

There’s not really an easy answer to this mate because cash is guaranteed to lose value in real terms, and then it’s obviously a dodgy time for stock markets. Personally I’d split it into monthly payments (not sure what your time frame is) and just bang that same amount monthly into a total...

Meh, not sure I see it as being particularly negative - it's more a "what could have been". Imagine if we had O Hare back with Hamer and then 8 out of 10 games at home. Full strength starting 11 would be fantastic

Fuming at Hamer, we really could’ve built some momentum

“I’m alright jack” Truly classless

Dollar cost average into your choice of funds and just forget about it

Then you're a bit stuffed next year no

It’s a disaster

Personally I would lock that shit in but that’s just me. Any fall in house price value (which I personally, and only my opinion, is overstated and will be short lived - yes higher rates make it more expensive to borrow money but fundamentally demand for houses is still growing as the population...

wE’lL tRaDe WiTh AuStRaLiA

$1.03 for the pound a fucking embarrassment

Isn’t they inevitable though

Hahah I have not but I’ve heard as much. Rode a motorbike across Vietnam and that was an experience…

See I don’t think that’s true…I think that 80% of people on the road are probably perfectly competent drivers. But the 20% fuck it up for everyone and it’s a big enough % that you see them on every drive

I honestly cannot wait for self driven cars. I thought I’d seen the worst drivers on the world when I was living in LA - it’s like Mario kart. But fucking Melbourne has me tearing my hair out I honestly have the worst road rage. Oh, green light? Right…let me just finish sending this text…then...

laughing stock of a country

Smoke and mirrors with various subsidiary companies I think is the implication mate A la Otium

No. They require payment in full and it’s non negotiable otherwise they will force liquidation/winding up order. Hence they are always the ones who end up starting the process. As they fucking well should might I add

We want rid of the fuckers not tied together for life. No one wants to buy and SISU don’t want to sell

Burnt your mums post