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  1. SBAndy

    Student loan interest - an absolute disgrace

    You’ve not quite got this - the debt only remains for 30 years post-graduation and repayments are fixed at 9% above the income threshold. So if I graduated with a debt of £50k and was in a job below that income threshold for 29 years, then moved to a job paying £250k p/a I’d only be paying back...
  2. SBAndy

    Samsung TV Picture

    Have you tried hitting it with a hammer?
  3. SBAndy

    Student loan interest - an absolute disgrace

    The article states that interest is calculated as 3% above RPI - that’s why it’s hitting 12%.
  4. SBAndy

    Student loan interest - an absolute disgrace

    Hate to say it, but he’s right. The interest rate increase is understandably unpalatable (and it’ll no doubt mean some who had a chance of paying off their loans now won’t) but in real terms for the majority of people it’ll make zero difference.
  5. SBAndy

    This Summer

    Luton don’t announce the length of contracts for some reason, so I’d imagine it’s guesswork on behalf of TransferMarkt.
  6. SBAndy

    Maatsen

    He’s not dynamic enough though. From what I’ve seen so far, he’s not got it in him to beat someone in a 1v1 and prefers to cross early, which doesn’t really tie in with our style at the moment.
  7. SBAndy

    C'mon then what do you all drive?

    Currently a Fiat 500. Other half has just got herself a new car and we were sharing one previously, so I’ve got her old one now.
  8. SBAndy

    Grand National 2022

    Absolutely fuming came 4th, what an odd name for a horse.
  9. SBAndy

    Premier League thread

    No chance.
  10. SBAndy

    Grand National 2022

    Any Second Now Escaria Ten Delta Work
  11. SBAndy

    Who are ya?

    Got it in 4 today.
  12. SBAndy

    Awards night

    Quite pricey and all. How does it stack up to previous events? I know the Legends Day dinner was much more expensive this year than previously.
  13. SBAndy

    Coronavirus Thread (Off Topic, Politics)

    Good of you to admit you were a dosser for 13 years.
  14. SBAndy

    Match Thread Fulham Match Thread

    The football pervert in me would love to see alternating AMs and WBs but I’m not sure how that would work structurally and I can say for certain it wouldn’t work with the personnel!
  15. SBAndy

    Match Thread Fulham Match Thread

    Play Shipley LWB. I’d give serious consideration to doing that for the rest of the season to see whether there’s anything behind that early promise he showed in the position.
  16. SBAndy

    Coronavirus Thread (Off Topic, Politics)

    It’s different for everyone, I also feel I’m far more productive from home and my KPIs suggest that. I don’t see a direct benefit to me going into an office, having to travel an hour each way and pay the cost of said travel. People newer to the role that I’m in would see great benefits and I get...
  17. SBAndy

    Things that annoy you

    Genuine question - what is the correct way to dispose of fat/grease? I tend to tip it into a bottle and bin it but is there a more sensible way?
  18. SBAndy

    Who are ya?

    Fucking hell that’s difficult.
  19. SBAndy

    I was there when.....

    I was there when Ellery Cairo offered Lee Hildreth’s dad out at a reserve match.
  20. SBAndy

    I was there when.....

    I was there vs Forest Green when the fan ran on the pitch and started shouting at Grimmer and McNulty.
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