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  1. Covkid1968#

    Retirement

    Yes def… he wasn’t given a fair crack. Think the same Director is still there. I liked Madge…. In all the years she referred to me as my job title rather than my name. She was as blind as a bat but not to be messed with. Think she might be Dame MA now…
  2. Covkid1968#

    Retirement

    We will leave a house… it may be a small house but that’s it. We are going to spend everything we can and exit with no savings or anything. I want my parents to do the same… and they are. What’s the point passing it down to each generation… nobody ever enjoys the fruits of hard work.
  3. Covkid1968#

    Cov Rugby 2023 - 2024

    Just got my head around to reading this…it’s no wonder the prem 2 was rejected by Champ clubs. Outrageous arrogance to set out that as a business model. It’s no wonder the sport is in a complete shambles.
  4. Covkid1968#

    Retirement

    Sound advice Rob. We worked out what we need to live on and it was a bit more than that… so I’ve re looked at it and the wife has £200 a month on beauty treatment on there… that can go straight away. There’s no way I’m doing a Rooney and having it off with a 70 year old woman so it’s a waste of...
  5. Covkid1968#

    Cov Rugby 2023 - 2024

    Not sure… there are some posters who def know their stuff… I’m not one of them 😎would be great if they could develop on any of the 3 remaining sides that need it. Over to you @I_Saw_Shaw_Score
  6. Covkid1968#

    My round

    What’s it like that Camden hells… seeing it a bit more. I just can’t get past Cruz Campo at the moment.
  7. Covkid1968#

    Retirement

    My mate was in a similar position…he was lucky to be in a really nice house. he looked at that house he owned and how chuffed he was that he could pass it down. I said to him… why don’t you down size and spend the money on you!! Someone told me that nobody will even remember your name in 3 or 4...
  8. Covkid1968#

    Retirement

    Yes 100%. That’s got to be the question to ask. We all hear of or know those people who grafted all their lives then retired and were dead within a couple of years. The more quality years you can squeeze in the more you know you’ve made the right decision. Seem to have lost a few mates recently...
  9. Covkid1968#

    Retirement

    I think you have to fill your time Up with stuff that makes you still feel like you are doing something constructive and makes you feel valued. otherwise I guess work starts looking attractive again.
  10. Covkid1968#

    Retirement

    You there when Juggy was in the IO? He talked me into going in to CWR on a Friday night and be the fan of the week with him!! 😂😂 left in 2016…. Could see the direction of travel when JL became the VC.
  11. Covkid1968#

    Retirement

    Kick the arse out of that pot until you are late 70’s. The desire to travel just disappears in those later years so get the big stuff done early. I can’t even get my Dad down the local these days and he lived for travelling the world.
  12. Covkid1968#

    Retirement

    Yes Cov…. I was part of the prepping of the new company there to employ people on non LGPS pensions. Just done the same at BCU for the non academic staff. It’s a big difference for any new starter. The old final salary schemes are all but dead these days!!!
  13. Covkid1968#

    Retirement

    Got 16 years service…. Not sure what it comes out at but you get a bit spanked if you take it early. So it will have a 40% hit so it might just be enough to get by on without being too flashy. Getting the big rounds in down the pub will need to stop!! Daz will have to step in
  14. Covkid1968#

    Retirement

    Yes Ive got mates who carry on working for the social interaction. You can’t underestimate that side of things !! Yes I’d get a camper van but the Mrs isn’t up for it… I’ll def take my scooter out more and get on some scooter rallies. Brighton and Scarborough are calling 😎
  15. Covkid1968#

    Cov Rugby 2023 - 2024

    Would be great to get back up there. Genuinely think we are on the road to being great again. Feels like 10k plus would be achievable if we ever made it!!
  16. Covkid1968#

    Retirement

    Yes planning…I think that might be the key. I’m sort of getting a list which the wife thinks is hilarious because I really don’t plan anything in life.. It’s got some aspirational stuff on there… learn a language (fancy German), pick up the guitar and finally crack it, take a carpentry course...
  17. Covkid1968#

    Retirement

    What a great outlook on life you have Otis. I’m now very much in the wanting to enjoy life and not let it pass you by worrying about the small stuff.. of which football is def one. Sounds like you are entering a new and even happier chapter in your life…. I’m a big believer in Good things happen...
  18. Covkid1968#

    Retirement

    Going to do it next August… going to quit my perm job at a local university early 2024 and then do a 6 month contract at a different local university until August then that’s me done. Anyone else gone earlier than planned and other than watching stressful football what do you do to fill your...
  19. Covkid1968#

    Cov Rugby 2023 - 2024

    On a par with Newcastle in the Premiership!!
  20. Covkid1968#

    Boxing 2023

    Little scouse Bulldog …. Been watching a few of his fights. Sort a small bloke you’d see being lairy in a pub and tell to wind his neck in.. shortly before finding yourself on your arse.
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