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Ooh, that's a tease. 😁

Well, it's all about opinions, isn't it. Modern cars are generally a bit more reliable, but they're much harder to fix. They're easier to drive, but they're less engaging (and in terms of VW's lane change shaker, actively annoying). They're more comfortable but also more isolating. Don't...

Minor bit of pedantry, it's SONIA rather than LIBOR these days. There is some stuff that goes on in mutuals, where there's a degree of balancing saving and lending, but it's obviously not one in, one out. Provisioning (i.e. the amount held against debt) is still very much a hot button, tightly...

There's a great line in a Tom Waits song... "I'd just buy me a used car lot, and wouldn't sell any of em, just drive a different car every day depending on how I feel..." That's me. 🙂 At a push though, Jag Mk 2, battered old Landy, Cortina Mk 3, Escort Mk 1, Classic 911, Austin Mini, Vauxhall...

Good motor. Surprisingly popular in Iran. 😁 https://en.wikipedia.org/wiki/Paykan

Yes, absolutely, it's a wee bit more complex than that. See fractional reserve banking, below. Hence things like the credit crunch and the need for loads and loads of boring seat warmers like me trying to keep the regulators happy and make sure the business is covered if you decide to blow...

Well, that feels like a wild old twenty-four hours. Definitely worth having the day off today! I never thought I'd be able to agree with anything Sunak said, but I'll give him this - Starmer's successes are the country's successes, so despite any doubts we've got to hope he does well. And...

Don't pretend you don't get the point. Labour have run a closely controlled campaign and will deservedly win. But their vote share hasn't shifted much, it's the rise of Reform and the collapse of the Tory vote that gets them the seats. Labour needs to start bringing people with them, left as...

Hmm.... I wonder why people don't like Reform...

If you don't think there's a difference between the parties, or they're all frauds then why are you on here seemingly cheerleading for Reform? The people who voted for Brexit didn't really have a clue what they were voting for; they either bought a grand lie, or wanted to give "the...

Outstanding! He missed out, "... and the global elite would have you believe the Earth isn't flat!". Only needed that for the full set.

If it's not Terry Butcher, I'm out.

It's an absolutely staggering verdict, and shows how Trump captured the Supreme Court under his tenure. The President of the United States is now, in effect, above the law. That said, notionally this opens the door for Biden to order Trump's assassination; as long as it's an official act he's...

You're right when you say that you don't really follow politics if that's what you believe. A bit of nonsense? Let's start with Ukraine. Who started that war, the Democrats? The invasion of a sovereign European democracy by an autocratic dictator is a bit of nonsense? Let's look at women's...

Trust me mate, it'll do worse things if Trump gets in.

I know the feeling. The only reason I never made it as a professional footballer was a crippling lack of talent, a dangerously low level of fitness, and a really poor work ethic. Other than that, I had it all.

No argument from me. One of the major issues in this country, imho, is a severe lack of social mobility and the disproportionately high proportion of privately educated Oxbridge graduates in positions of power and influence. This applies to both parties, though I suspect is more evident in the...

No it doesn't. Could the historical reason be related to the fact that most Tories (most MPs, possibly) and their benefactors, benefitted financially from this unusual state of affairs? Ah, just call me cynical, I'm sure these inconsistent tax breaks were all down to their innate charity and...

"We are where we are" isn't really a compelling argument against change, is it?

Nope, it's because of this... "Private schools do not have to charge value added tax (VAT) on their fees because of a legal exemption for organisations providing education. About half of England's private schools are also charities, so receive an 80% reduction on business rates (taxes on...