Moving House (2 Viewers)
- Thread starter NorthernWisdom
- Start date
Langers70
Well-Known Member
Not going to lie mate.I had some dark thoughts going through my head.
Langers70
Well-Known Member
Hows your situation going?
Langers70
Well-Known Member
Exactly i clocked HSBC on the remittance form straight away
NorthernWisdom
Well-Known Member
At least it ends well. If you drink, you probably deserve one!
Otis
Well-Known Member
Stuck. Nowhere.
The affected party (our buyer) can't even get through to her solicitor any more and neither can our own solicitor.
The problem we have is that our buyer's mortgage deal runs out in 2 weeks and if we go past that, god knows what will happen.
They would then have to apply again I guess and since their deal 6 months ago, rates have jumped and they may no longer qualify.
We are hoping that there will be an extension of some kind and their deal will be honoured, but we just don't know.
Bottom line is, we are still in the same place we were last week.
chiefdave
Well-Known Member
you would hope given how widespread the issue is their lender would extend the offer but that's probably wishful thinking
NorthernWisdom
Well-Known Member
I know they get a bad press, but they will probably be flexible and extend their deal
Langers70
Well-Known Member
I would hope theyd extend.Surely they have to dont they? With that cyber attack throwing everything into chaos.Stuck. Nowhere.
The affected party (our buyer) can't even get through to her solicitor any more and neither can our own solicitor.
The problem we have is that our buyer's mortgage deal runs out in 2 weeks and if we go past that, god knows what will happen.
They would then have to apply again I guess and since their deal 6 months ago, rates have jumped and they may no longer qualify.
We are hoping that there will be an extension of some kind and their deal will be honoured, but we just don't know.
Bottom line is, we are still in the same place we were last week.
hill83
Well-Known Member
Stuck. Nowhere.
The affected party (our buyer) can't even get through to her solicitor any more and neither can our own solicitor.
The problem we have is that our buyer's mortgage deal runs out in 2 weeks and if we go past that, god knows what will happen.
They would then have to apply again I guess and since their deal 6 months ago, rates have jumped and they may no longer qualify.
We are hoping that there will be an extension of some kind and their deal will be honoured, but we just don't know.
Bottom line is, we are still in the same place we were last week.
The whole thing is an absolute antiquated shambles.
The bank side of things I understand to a degree, but the rest is an absolute fucking joke. Purely to justify jobs in my opinion.
NorthernWisdom
Well-Known Member
Although it turns out my anti fraud measures are tougher than the solicitor's. I got Mrs Wisdom to set out a trail going back years for the deposit, marking and detailing where everything came from.
Turns out they only wanted bank statements from the previous six months!
Otis
Well-Known Member
Update
And this will cause a smile or two, after all the technological talk.
It's going ahead and all the financial agreement documentation and administration forms are being sorted out by.......fax.
Looks like we can move on Friday.
Our solicitor has said "why didn't they just do this in the first place!"
So, it's a manual override.
And this will cause a smile or two, after all the technological talk.
It's going ahead and all the financial agreement documentation and administration forms are being sorted out by.......fax.
Looks like we can move on Friday.
Our solicitor has said "why didn't they just do this in the first place!"
So, it's a manual override.
shmmeee
Well-Known Member
Whole system is fucked. House seller should have all reports and everything sorted like they do EPC. Surveyor, local searches, everything. If mortgage companies want to do more they can. Really don’t see why lawyers are involved so much TBH. They seem to do very little and do it very badly.
Langers70
Well-Known Member
Yesssss great newsUpdate
And this will cause a smile or two, after all the technological talk.
It's going ahead and all the financial agreement documentation and administration forms are being sorted out by.......fax.
Looks like we can move on Friday.
Our solicitor has said "why didn't they just do this in the first place!"
So, it's a manual override.
Sky_Blue_Daz
Well-Known Member
Can we all agree to never move again
Sick Boy
Well-Known Member
NorthernWisdom
Well-Known Member
Found the blockage in the en-suite, which your mother-in-law has filled up with her shit while staying over to help with your newborn, but decides not to tell you until it starts overflowing as she doesn't want to worry you? That kind of thing...?
Otis
Well-Known Member
How on earth do you know my mother-in-law?
NorthernWisdom
Well-Known Member
You still all got to sue one another, or escaped that?Anyway, we are in.
Everything was sort of smooth until we turned up at the property and it was still full of the seller's stuff.
All sorted now and I can't wait for the mouthwateringly, big football fixture coming up down here....
View attachment 32759
Be there or be a series of squares .
Otis
Well-Known Member
NorthernWisdom
Well-Known Member
That would be a bonus then!Seems not. Hopefully.
Waiting for the top of the chain.
As you remember it from viewings?
Langers70
Well-Known Member
Really happy to hear this newsAnyway, we are in.
Everything was sort of smooth until we turned up at the property and it was still full of the seller's stuff.
All sorted now and I can't wait for the mouthwateringly, big football fixture coming up down here....
View attachment 32759
Be there or be a series of squares .
chiefdave
Well-Known Member
We really need a new system. So much unnecessary stress even when things go relatively smoothly
You think the Govt want it to change?
chiefdave
Well-Known Member
I don't think the govt are capable of doing anything remotely useful
Otis
Well-Known Member
Yeah, pretty much. You always find more things wrong when you actually get in though don't you.
Sky_Blue_Daz
Well-Known Member
So the solicitors have broke up for Christmas holidays nothing will be done till they go back with I’m guessing will be the 8th of January been at me mum and dads for 3 weeks which has its challenges as they both have dementia . Mum tries to be helpful and I’m going to sound ungrateful but creates twice as much work
Me wife and daughter are in one room loving out of boxes , been pretty stressful I’m trying to keep it together but have found myself getting a bit niggly
A girl at work moved house last week and took great delight in how easy everything was , had to bite my tongue on that to be honest . Will all be worth it in a couple of weeks and deffo worth it this time next year
Me wife and daughter are in one room loving out of boxes , been pretty stressful I’m trying to keep it together but have found myself getting a bit niggly
A girl at work moved house last week and took great delight in how easy everything was , had to bite my tongue on that to be honest . Will all be worth it in a couple of weeks and deffo worth it this time next year
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NorthernWisdom
Well-Known Member
Sky_Blue_Daz
Well-Known Member
Changes have been made
God read that as charges initially
🫣
Sky_Blue_Daz
Well-Known Member
I’ve been under a lot of pressure lads 
Mr Panda
Well-Known Member
Banks are getting competitive again and rates are coming down. Keeping my fingers crossed and hoping for some nibbles very soon as mortgages creep towards looking somewhat affordable-ish again though I reckon people will be holding out longer to see how far they go.
I had absolutely nothing in terms of viewings for a few months before Christmas except for a random Iranian cash buyer who was relocating to the UK from Dubai.
I had absolutely nothing in terms of viewings for a few months before Christmas except for a random Iranian cash buyer who was relocating to the UK from Dubai.
Sky_Blue_Daz
Well-Known Member
According to our solicitors the searches will be done by Friday then it’s all systems go
Can’t lie to you lads and I know I’ll sound ungrateful and a bit of a tosser but living with me mum and dad has been really hard, it’s no one’s fault stress of moving, Christmas both parents have dementia and Alzheimer’s and literally living under each other’s feet . But everyday that goes by is another day closer to getting into the house
There has been some good laughs too though
Can’t lie to you lads and I know I’ll sound ungrateful and a bit of a tosser but living with me mum and dad has been really hard, it’s no one’s fault stress of moving, Christmas both parents have dementia and Alzheimer’s and literally living under each other’s feet . But everyday that goes by is another day closer to getting into the house
There has been some good laughs too though
chiefdave
Well-Known Member
I ended up back at my parents for a few weeks when I moved back from Portsmouth during the glorious period of getting divorced and trying to find a new job due to redundancy. To be frank it was a nightmare and I’m glad it was only for a few weeks!
