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Moving House (1 Viewer)

  • Thread starter Deleted member 5849
  • Start date Apr 4, 2023
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shmmeee

Well-Known Member
  • Dec 4, 2023
  • #176
Definitely worth a whiny email about emotional distress.
 
Reactions: Otis and Langers70

Langers70

Well-Known Member
  • Dec 4, 2023
  • #177
fatso said:
Thank God for that mate, I felt for you, that kind of shock can knock years off your life!
Have a stiff drink, and take some time to de-stress!
Click to expand...
Not going to lie mate.I had some dark thoughts going through my head.
 
Reactions: Deleted member 5849

Langers70

Well-Known Member
  • Dec 4, 2023
  • #178
Otis said:
Fab news. Glad it all got sorted.
Click to expand...
Hows your situation going?
 

Langers70

Well-Known Member
  • Dec 4, 2023
  • #179
chiefdave said:
That’s brilliant new mate, must be such a relief.

If I was the firm you were using I’d be on the phone to tell you they’ll be handing your move free of charge and hope that’s the last they hear of it.

No way they should be making a mistake like that. It would have flagged that it was HSBC not CBS and there’s clearly no way the name on the account could have matched.
Click to expand...
Exactly i clocked HSBC on the remittance form straight away
 
D

Deleted member 5849

Guest
  • Dec 4, 2023
  • #180
Langers70 said:
Not going to lie mate.I had some dark thoughts going through my head.
Click to expand...
At least it ends well. If you drink, you probably deserve one!
 
Reactions: Langers70 and Otis

Otis

Well-Known Member
  • Dec 4, 2023
  • #181
Langers70 said:
Hows your situation going?
Click to expand...
Stuck. Nowhere.

The affected party (our buyer) can't even get through to her solicitor any more and neither can our own solicitor.

The problem we have is that our buyer's mortgage deal runs out in 2 weeks and if we go past that, god knows what will happen.

They would then have to apply again I guess and since their deal 6 months ago, rates have jumped and they may no longer qualify.

We are hoping that there will be an extension of some kind and their deal will be honoured, but we just don't know.

Bottom line is, we are still in the same place we were last week.
 
Reactions: Langers70 and Deleted member 5849

chiefdave

Well-Known Member
  • Dec 4, 2023
  • #182
Otis said:
The problem we have is that our buyer's mortgage deal runs out in 2 weeks and if we go past that, god knows what will happen.
Click to expand...
you would hope given how widespread the issue is their lender would extend the offer but that's probably wishful thinking
 
Reactions: Otis and Deleted member 5849
D

Deleted member 5849

Guest
  • Dec 4, 2023
  • #183
Otis said:
The problem we have is that our buyer's mortgage deal runs out in 2 weeks and if we go past that, god knows what will happen.
Click to expand...
I know they get a bad press, but they will probably be flexible and extend their deal
 
Reactions: Otis

Langers70

Well-Known Member
  • Dec 4, 2023
  • #184
Otis said:
Stuck. Nowhere.

The affected party (our buyer) can't even get through to her solicitor any more and neither can our own solicitor.

The problem we have is that our buyer's mortgage deal runs out in 2 weeks and if we go past that, god knows what will happen.

They would then have to apply again I guess and since their deal 6 months ago, rates have jumped and they may no longer qualify.

We are hoping that there will be an extension of some kind and their deal will be honoured, but we just don't know.

Bottom line is, we are still in the same place we were last week.
Click to expand...
I would hope theyd extend.Surely they have to dont they? With that cyber attack throwing everything into chaos.
 
Reactions: Otis

hill83

Well-Known Member
  • Dec 5, 2023
  • #185
Otis said:
Stuck. Nowhere.

The affected party (our buyer) can't even get through to her solicitor any more and neither can our own solicitor.

The problem we have is that our buyer's mortgage deal runs out in 2 weeks and if we go past that, god knows what will happen.

They would then have to apply again I guess and since their deal 6 months ago, rates have jumped and they may no longer qualify.

We are hoping that there will be an extension of some kind and their deal will be honoured, but we just don't know.

Bottom line is, we are still in the same place we were last week.
Click to expand...

The whole thing is an absolute antiquated shambles.

The bank side of things I understand to a degree, but the rest is an absolute fucking joke. Purely to justify jobs in my opinion.
 
Reactions: Otis
D

Deleted member 5849

Guest
  • Dec 5, 2023
  • #186
hill83 said:
The bank side of things I understand to a degree,
Click to expand...
Although it turns out my anti fraud measures are tougher than the solicitor's. I got Mrs Wisdom to set out a trail going back years for the deposit, marking and detailing where everything came from.

Turns out they only wanted bank statements from the previous six months!
 
Reactions: Otis and wingy

Otis

Well-Known Member
  • Dec 5, 2023
  • #187
Update

And this will cause a smile or two, after all the technological talk.

It's going ahead and all the financial agreement documentation and administration forms are being sorted out by.......fax.



Looks like we can move on Friday.

Our solicitor has said "why didn't they just do this in the first place!"

So, it's a manual override.
 
Reactions: Langers70, SkyBlueSoul, Macca1987 and 1 other person

shmmeee

Well-Known Member
  • Dec 5, 2023
  • #188
Whole system is fucked. House seller should have all reports and everything sorted like they do EPC. Surveyor, local searches, everything. If mortgage companies want to do more they can. Really don’t see why lawyers are involved so much TBH. They seem to do very little and do it very badly.
 
Reactions: Langers70, Deleted member 5849, hill83 and 2 others

Langers70

Well-Known Member
  • Dec 5, 2023
  • #189
Otis said:
Update

And this will cause a smile or two, after all the technological talk.

It's going ahead and all the financial agreement documentation and administration forms are being sorted out by.......fax.



Looks like we can move on Friday.

Our solicitor has said "why didn't they just do this in the first place!"

So, it's a manual override.
Click to expand...
Yesssss great news
 
Reactions: Otis

Sky_Blue_Daz

Well-Known Member
  • Dec 9, 2023
  • #190
Can we all agree to never move again
 
Reactions: chiefdave, Otis and Deleted member 5849

Sick Boy

Super Moderator
  • Dec 9, 2023
  • #191
Sky_Blue_Daz said:
Can we all agree to never move again
Click to expand...
It's genuinely one of the worst things ever!
Glad everything got sorted for you @Langers70
 
Reactions: Langers70 and Otis
D

Deleted member 5849

Guest
  • Dec 9, 2023
  • #192
Sky_Blue_Daz said:
Can we all agree to never move again
Click to expand...
Found the blockage in the en-suite, which your mother-in-law has filled up with her shit while staying over to help with your newborn, but decides not to tell you until it starts overflowing as she doesn't want to worry you? That kind of thing...?
 
Reactions: Langers70 and Otis

Otis

Well-Known Member
  • Dec 9, 2023
  • #193
Deleted member 5849 said:
Found the blockage in the en-suite, which your mother-in-law has filled up with her shit while staying over to help with your newborn, but decides not to tell you until it starts overflowing as she doesn't want to worry you? That kind of thing...?
Click to expand...
How on earth do you know my mother-in-law?
 
Reactions: olderskyblue

Otis

Well-Known Member
  • Dec 9, 2023
  • #194
Anyway, we are in.

Everything was sort of smooth until we turned up at the property and it was still full of the seller's stuff.

All sorted now and I can't wait for the mouthwateringly, big football fixture coming up down here....



Be there or be a series of squares .
 
Reactions: Gynnsthetonic, LastGarrison, Langers70 and 2 others
D

Deleted member 5849

Guest
  • Dec 9, 2023
  • #195
Otis said:
Anyway, we are in.

Everything was sort of smooth until we turned up at the property and it was still full of the seller's stuff.

All sorted now and I can't wait for the mouthwateringly, big football fixture coming up down here....

View attachment 32759

Be there or be a series of squares .
Click to expand...
You still all got to sue one another, or escaped that?
 

Otis

Well-Known Member
  • Dec 9, 2023
  • #196
Deleted member 5849 said:
You still all got to sue one another, or escaped that?
Click to expand...
Seems not. Hopefully.

Waiting for the top of the chain.
 
Reactions: Deleted member 5849
D

Deleted member 5849

Guest
  • Dec 9, 2023
  • #197
Otis said:
Seems not. Hopefully.

Waiting for the top of the chain.
Click to expand...
That would be a bonus then!

As you remember it from viewings?
 
Reactions: Otis

Langers70

Well-Known Member
  • Dec 9, 2023
  • #198
Otis said:
Anyway, we are in.

Everything was sort of smooth until we turned up at the property and it was still full of the seller's stuff.

All sorted now and I can't wait for the mouthwateringly, big football fixture coming up down here....

View attachment 32759

Be there or be a series of squares .
Click to expand...
Really happy to hear this news
 
Reactions: Otis

chiefdave

Well-Known Member
  • Dec 9, 2023
  • #199
Sick Boy said:
It's genuinely one of the worst things ever!
Click to expand...
We really need a new system. So much unnecessary stress even when things go relatively smoothly
 
Reactions: Langers70
W

wingy

Well-Known Member
  • Dec 9, 2023
  • #200
chiefdave said:
We really need a new system. So much unnecessary stress even when things go relatively smoothly
Click to expand...
You think the Govt want it to change?
 

chiefdave

Well-Known Member
  • Dec 9, 2023
  • #201
wingy said:
You think the Govt want it to change?
Click to expand...
I don't think the govt are capable of doing anything remotely useful
 

Otis

Well-Known Member
  • Dec 9, 2023
  • #202
Deleted member 5849 said:
That would be a bonus then!

As you remember it from viewings?
Click to expand...
Yeah, pretty much. You always find more things wrong when you actually get in though don't you.
 

Sky_Blue_Daz

Well-Known Member
  • Dec 18, 2023
  • #203
So the solicitors have broke up for Christmas holidays nothing will be done till they go back with I’m guessing will be the 8th of January been at me mum and dads for 3 weeks which has its challenges as they both have dementia . Mum tries to be helpful and I’m going to sound ungrateful but creates twice as much work

Me wife and daughter are in one room loving out of boxes , been pretty stressful I’m trying to keep it together but have found myself getting a bit niggly

A girl at work moved house last week and took great delight in how easy everything was , had to bite my tongue on that to be honest . Will all be worth it in a couple of weeks and deffo worth it this time next year
 
Last edited: Dec 18, 2023
Reactions: Otis and Gynnsthetonic
D

Deleted member 5849

Guest
  • Dec 18, 2023
  • #204
Sky_Blue_Daz said:
Me wife and daughter are in one room loving out of boxes ,
Click to expand...
Can get arrested for that!

Sky_Blue_Daz said:
had to bite my younger on that to be honest
Click to expand...
Let alone that!
 
Reactions: Sky_Blue_Dreamer

Sky_Blue_Daz

Well-Known Member
  • Dec 18, 2023
  • #205
Deleted member 5849 said:
Can get arrested for that!


Let alone that!
Click to expand...
Changes have been made
 
W

wingy

Well-Known Member
  • Dec 18, 2023
  • #206
Sky_Blue_Daz said:
Changes have been made
Click to expand...
God read that as charges initially
🫣
 

Sky_Blue_Daz

Well-Known Member
  • Dec 18, 2023
  • #207
I’ve been under a lot of pressure lads
 
Reactions: Otis, Macca1987 and wingy

Mr Panda

Well-Known Member
  • Jan 9, 2024
  • #208
Banks are getting competitive again and rates are coming down. Keeping my fingers crossed and hoping for some nibbles very soon as mortgages creep towards looking somewhat affordable-ish again though I reckon people will be holding out longer to see how far they go.

I had absolutely nothing in terms of viewings for a few months before Christmas except for a random Iranian cash buyer who was relocating to the UK from Dubai.
 

Sky_Blue_Daz

Well-Known Member
  • Jan 9, 2024
  • #209
According to our solicitors the searches will be done by Friday then it’s all systems go

Can’t lie to you lads and I know I’ll sound ungrateful and a bit of a tosser but living with me mum and dad has been really hard, it’s no one’s fault stress of moving, Christmas both parents have dementia and Alzheimer’s and literally living under each other’s feet . But everyday that goes by is another day closer to getting into the house

There has been some good laughs too though
 

chiefdave

Well-Known Member
  • Jan 9, 2024
  • #210
Sky_Blue_Daz said:
Can’t lie to you lads and I know I’ll sound ungrateful and a bit of a tosser but living with me mum and dad has been really hard,
Click to expand...
I ended up back at my parents for a few weeks when I moved back from Portsmouth during the glorious period of getting divorced and trying to find a new job due to redundancy. To be frank it was a nightmare and I’m glad it was only for a few weeks!
 
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