Anyone just watch this? Shocking but extremely well written true story about a young lad spiralling into debt and felt no other option to kill himself. Proper tragic stuff
I read an article on the bbc website few months back about a lad who was about 18 got fine for being in a bus lane or something didn’t pay and it just went from there, is this the same story?
Been doing that for close to 30 yrs now.I think employers like that should be banned from hiring anybody. Hasn't it been changed now that if you try to push that somebody is self employed but only work for one company they should be getting the same rights as an employed person?
Been doing that for close to 30 yrs now.
It's meant to be something like 3 months continuous employment, then you should be on the cards but I guess there are loopholes or clever accountimg this is in Construction /Exhibitions.
I watched it too...and whilst it was heartbreaking, the lad had several opportunities to get out before becoming overwhelmed.......he certainly didn't help himself.
I believe this lads case also helped provoke the crackdown on the payday/last resort lenders........although I'm aware that crackdown in itself, has lead to an increase in the kind of "break-yer-legs" doorstep lending that used to rife in the 80's & 90's recessions.
I think some of that is down to educating people about it and the dangers of debt and managing money.
The scene with the salesman selling him his motorbike was pretty true as well.
He probably could have asked his mum at the time he got the ticket to see if she can help and pay it off straight away.
It’s an education thing I reckon, money is too easy to obtain hence the reliance on pay day loans and equally there needs to be clearer instructions on what could happen if failure to pay. They are usually very confusing but in this instance he didn’t have the money so put on the back burner in the hope of getting the cash, then he had a bike to pay for etc etc. Overwhelmed I thinkI watched it too...and whilst it was heartbreaking, the lad had several opportunities to get out before becoming overwhelmed.......he certainly didn't help himself.
I believe this lads case also helped provoke the crackdown on the payday/last resort lenders........although I'm aware that crackdown in itself, has lead to an increase in the kind of "break-yer-legs" doorstep lending that used to rife in the 80's & 90's recessions.
It is personal pride isn't it? The key message was the start where his family had said how proud they would be of him earning (and the value of the OTE that the courier company had conned him into believing he'd be earning). That set the scene really.
City Sprint, the company made net profit of £5m, £4m, £3.8m for 2014, 2015 and 2016. They're based in Surrey, the home of the Tory spiv. Disgusting.
It is personal pride isn't it? The key message was the start where his family had said how proud they would be of him earning (and the value of the OTE that the courier company had conned him into believing he'd be earning). That set the scene really.
City Sprint, the company made net profit of £5m, £4m, £3.8m for 2014, 2015 and 2016. They're based in Surrey, the home of the Tory spiv. Disgusting.
It’s an education thing I reckon, money is too easy to obtain hence the reliance on pay day loans and equally there needs to be clearer instructions on what could happen if failure to pay. They are usually very confusing but in this instance he didn’t have the money so put on the back burner in the hope of getting the cash, then he had a bike to pay for etc etc. Overwhelmed I think
People get out of school and get credit thrown at them, it's dangerousI’ve said this ever since school they should do lessons at 15 onwards on finances, understanding pensions, mortgages, loans etc I had nothing at school on this yet we used to have PSE lessons once a week you’d rotate around about 8 topics for half a term but none focussed on this sort of thing.
People get out of school and get credit thrown at them, it's dangerous
I did an A level in business and it didn’t cover anything practical! They teach you how to cook a friggin pizza at school but not how to repay the huge loan you took out for the cooker!I’ve said this ever since school they should do lessons at 15 onwards on finances, understanding pensions, mortgages, loans etc I had nothing at school on this yet we used to have PSE lessons once a week you’d rotate around about 8 topics for half a term but none focussed on this sort of thing.
Its made worse currently as there are so many jobs where you aren't even paid by the hour, you're paid per delivery or similar. The amount of deliveries you have to do an hour to get anywhere near a working wage is pretty much impossible to do.Been doing that for close to 30 yrs now.
It's meant to be something like 3 months continuous employment, then you should be on the cards but I guess there are loopholes or clever accountimg this is in Construction /Exhibitions.
Same for carers, my wife got paid per visit when she did it.Its made worse currently as there are so many jobs where you aren't even paid by the hour, you're paid per delivery or similar. The amount of deliveries you have to do an hour to get anywhere near a working wage is pretty much impossible to do.
I’ve said this ever since school they should do lessons at 15 onwards on finances, understanding pensions, mortgages, loans etc I had nothing at school on this yet we used to have PSE lessons once a week you’d rotate around about 8 topics for half a term but none focussed on this sort of thing.
I'm 33 and we did PSE or something like that, from years 7-9 we had it for 2 hours each week and it'd basically be a teacher reading a story to use about an 'edgy situation'.
Massive waste of time. I hope that they've moved on from doing that these days.
Councils really are the pits. Disproportionate powers to fine for minor traffic violations and then quickly pass debt on to these scumbags to collect. I hope the bailiff in this case is proud.
I fucking hate the council, I am still awaiting a compensation payment from them for an accident, it was supposed to be paid mid May. My solicitor is chasing them, apparently the initial cheque they wrote was incorrect and now they have paid the money into the wrong account allegedly.
I’ve said this ever since school they should do lessons at 15 onwards on finances, understanding pensions, mortgages, loans etc I had nothing at school on this yet we used to have PSE lessons once a week you’d rotate around about 8 topics for half a term but none focussed on this sort of thing.
That's funny I've taught it to Year 7, Year 10 and Year 11 PSHE. Usual stuff banded around by people who haven't been in a school for decades
That's funny I've taught it to Year 7, Year 10 and Year 11 PSHE. Usual stuff banded around by people who haven't been in a school for decades
That’s fair enough then I’m glad it’s in place now because it certainly wasn’t when I left school 10 years ago.
Hopefully the younger generation will be well clued up on finances then......
I feel like I've finally joining the moaning old gits' club (that probably happened a while ago though).
Over 8000 posts ago that was fella!I feel like I've finally joining the moaning old gits' club (that probably happened a while ago though).
I think access to funds is so much easier as well as false information on how it works on the net. Back in the day (even up to 10-15yrs) there wasn’t the pay day loan sharking issue which was widely advertised, of course there was always ‘that guy’ who did it but young kids would hardly fall into that trap so there needs to be better regulations on this.My daughter, 26, doesn't even have a job yet, she's still attending school and already has considerable student debt.
But she still gets offers of credit cards in the mail at least once a week.
And I'm an older parent and I get offers for prepaid funerals, cremation services and hearing aids every week.
They can't wait to get all your money when you're young and shove you in a box when you are old.
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