fernandopartridge
Well-Known Member
You should be able to get a refund on any unused rail ticket that is not an 'advanced' fare at any point up to the minute the train was due.
Christ.
Well being in Coventry, before any of the recent stuff I wouldn't have voted Green for obvious reasons.
Isn't their whole recent campaign divisive in itself? It's one big contradiction, the same as most of the extreme left stuff. Who do they pander to, LGBT or the people shouting Allahu Akbar? Saying to legalise crack and heroin is divisive. Wanting to hand out benefits the minute somebody steps into the country illegally is pretty divisive. Standing about with Pakistan flags outside polling stations is pretty divisive.
I was trying to engage but you were just shouting "conspiracy".
For balance - and hence why I deleted my very excited initial reply - I haven't been able to find any reporting of this outside of the site Seat61 is quoting. I can't find the quote from Lord Peter Hendy anywhere either.
The leader of the Tories and Reform support a regime that is committing a genocide.Who was it who also asked why the greens are divisive
Just the deputy out protesting in favour of a regime that kills gays
In case you’re not old enough to remember when Blair’s government hoodwinked the country into following the USA into Iraq Charles Kennedy was lambasted by the press for going on anti war demonstrations in much the same way Starmer currently is by elements of the press and opposition leaders for not getting involved past defence.
Ultimately Kennedy was proven to be on the right side of history and Blair is widely considered amongst the UK population of being a war criminal.
If and it’s a big if, if Starmer sticks to his guns in not too many years if not months on this at least Starmer will have been proven to be on the right side of history.
My fear is that Starmer doesn’t seem to have a backbone and bends to the right wing press and indeed the opposition and we’ll end up being culpable in an Iraq on steroids.
Go by coach.I didn't even know this was a thing to begin with. What would your alternative solution be?
But Grendel said it was going to have no effect on people...Would it be a little selfish to hope it gets resolved soon ... as my pension pot has dipped by £10k? !!
Long term it will be fine as I'll be buying more units lower and I suppose if it escalates to WW3 then I don't have to worry about a few years ahead!But Grendel said it was going to have no effect on people...
But the same could be said of any event. Eventually everything will even itself out. You could argue the Great Depression was fine long term as eventually everything improved.Long term it will be fine as I'll be buying more units lower and I suppose if it escalates to WW3 then I don't have to worry about a few years ahead!
But Grendel said it was going to have no effect on people...
But what about those that will be retiring now and taking their pensions? Some can't afford to hold off talking it until it recovers. But hey, you were alright in the end so who cares, eh?it won’t. I lost £120,000 in Covid and it came back
But what about those that will be retiring now and taking their pensions? Some can't afford to hold off talking it until it recovers. But hey, you were alright in the end so who cares, eh?
You dont work?It was when I retired - you literally are clueless about everything
You dont work?
Wow!Yes?
Wow!
So you have done nothing since 2019?!Not really. I left work in 2019 and then the Covid crises hit and the stock market and pensions collapsed.
It has zero impact if you chose to have a final salary pension from your employer and even - as I did - I extracted the lump sum it was at the time worth around £900k - the losses are recovered over time and it doesn’t impact drawings.
it’s not difficult I’m sure for an accountant to understand
So you have done nothing since 2019?!
Extremely jealous!
Wow!I run my own company? It’s possible to retire and then draw a pension and have another job?
Wow!
Not really. I left work in 2019 and then the Covid crises hit and the stock market and pensions collapsed.
It has zero impact if you chose to have a final salary pension from your employer and even - as I did - I extracted the lump sum it was at the time worth around £900k - the losses are recovered over time and it doesn’t impact drawings.
it’s not difficult I’m sure for an accountant to understand
Not everyone is in your position. You have said you have a large pension pot and also have a company so have other income.It was when I retired - you literally are clueless about everything
On pensions of course the real nonsense is you can’t actually withdraw all of it as it’s subjected to an obscene amount of tax. Even though you’ve been taxed all your working life.
Its main advantage was that if you died and children benefited was that the pension was free of IHT. Reeves makes this void next year but she’s so thick she doesn’t realise beneficiaries pay income tax so most will actually be losing 50% on death and then taxed a further 40% on any earnings left.
Not everyone is in your position. You have said you have a large pension pot and also have a company so have other income.
Some people won't have that. They will need to take the pension now. If it drops and they have to take the lump sum/annuity option then their future pension payouts will be based on the current lower pension figure. It doesn't matter if the situation improves in the future - they're tied into that agreement. Once again those with the least means are the ones that get the short stick because they don't have options.
It almost funny that you're being contrarian again, as you've often talked about how we can't do certain things because it will affect people's pensions, but now all of a sudden it seemingly doesn't matter as it all apparently works out in the long run.
Yes a bit selfish but understandable. What do you think about the decision to attack Iran with very little strategic planning?Would it be a little selfish to hope it gets resolved soon ... as my pension pot has dipped by £10k? !!
For those on limited means and finishing work (thus removing their source of income), when they use the pension pot to buy an annuity. They can't afford to wait for the pot to recover, neither can they take the risk of having an unsecure return based on market fluctations. So they have to use the amount of money in the pot, at the time it is at a low point, to buy a more fixed, usually inflation adjusted, monthly payment. So those payments, and any tax free lump sum they take, will be smaller as they're having to cash in when the market is at a low point.Can you explain what taking the pension now actually means?
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