But that is not how they think. I know because I have been head of a struggling company and believe me any penny is taken into consideration.
The reasoning you advocate and the way you argue how the number decreases if paid yearly, monthly, weekly ... that's the way many people think. Those people are targeted by quick lenders who charges an exorbitant interest while they tell you that you want the money to spend and you can afford the small instalments.
It's the road to bankruptcy.
Hedge funds taking over failing companies often succeed simply by cutting overspending on everything. Even pencils and paper clips. Each and every penny counts.
That's how they (sisu) think and act.