While you can get cash!!I'm looking at ways to save money , and one of the ways I think I will spend less is to take some cash out and spend that only until its gone rather than mindlessly pay for everything contactless which I feel gives you a false sense of your wealth ( buy anything without thinking )
Anybody do anything like this or is everybody literally cashless at all times
I understand at the arena etc I can't spend cash , but I feel like I'd spend LESS in general if I had cash to useWhile you can get cash!!
Do you think it's inflationary? Seems so for me?I understand at the arena etc I can't spend cash , but I feel like I'd spend LESS in general if I had cash to use
Used to do this when I was a lot younger, like you said, to control what I was spending.I'm looking at ways to save money , and one of the ways I think I will spend less is to take some cash out and spend that only until its gone rather than mindlessly pay for everything contactless which I feel gives you a false sense of your wealth ( buy anything without thinking )
Anybody do anything like this or is everybody literally cashless at all times
Yeah, i do something similar with Revolut to manage the shopping budget as it makes it easier to track and control spending.At one point I opened a secondary account with Monzo for a similar purpose - transferred money in from my main account and once it was empty transactions would bounce. Good way of limiting your spend while retaining the convenience of card/contactless.
I used to try stuff like this and eventually realised I was looking down the wrong end of the telescope.I'm looking at ways to save money , and one of the ways I think I will spend less is to take some cash out and spend that only until its gone rather than mindlessly pay for everything contactless which I feel gives you a false sense of your wealth ( buy anything without thinking )
Anybody do anything like this or is everybody literally cashless at all times
Moneybox. Think there’s another thread about it. Rounds up purchases to the nearest pound and put the difference in the savings account. It also automatically invests in stock and shares. You can setup a weekly payment and a payday payment in as well. Been doing it for a couple of years and barely notice it and have saved a decent amount.
Yeah the Chip app is good for thatMy wife set up an account for us that automatically takes money out of your main account every week. You can set it up how you want, whether it's a tenner or 50 quid or whatever. And it self adjusts depending on how much you've got in your main account.
You don't really notice it going out the account at that low level, but before you know it you've got a big chunk set aside. I think we've got like 3 grand in the savings account now.
Yeah the Chip app is good for that
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My only gripe when I tried that was that it didn’t take the rounded up amounts until a week or so later. Is it realtime now?
I have found the best way to save cash is to do online grocery shopping.
Plan out your meals for the week and only buy what you need.
No impulse buys while you are strolling around the supermarket.
There are always loads of offers on as well to encourage online shopping.
Free delivery passes, get money off if you spend a certain amount (eg £10 off if you spend £70).
Don't favour one supermarket. Sign up for all the supermarkets and use all of the offers.
Is it delayed or something.Looking forward to the year 2040 when Italy finally gets some of these apps.
I suspect there’s lobbying from the banks going on to keep it out - most people pay just to have a basic bank account and even to transfer money.Is it delayed or something.
Mafia only deal in cash?
Yeah but they do offer you a deal you can't refuse.Is it delayed or something.
Mafia only deal in cash?
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