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Yeah, agree. No-one would go for a crazy APR loan.

Try 49.4%.

These are the top 3 stories at the moment.

Yeah, I get that, but especially with a vegetarian Christmas dinner alternative to turkey. The supermarkets always bring out a veggie alternative to the Christmas roast. It's obviously supposed to be your Christmas Day dinner. Quite often get them from M&S. But you go in Christmas week and it...

From his Kevin's you mean?

A fair bit. The BBC News page is full of it. They also have quite a lot about the elections too.

Ah, memories of Uncle Alan, though more often than not it was a flute.

PM me if you really, really, really want to know. If you are that desperate. Good grief. :(

Not going to go into details on here, but I know it to be a fact.

Geez, you are so argumentative. You can get loans with companies that are not 'high street' who will give you a loan without good credit and they are not 1,000%. Not going to get into a debate about pay day lenders and companies who are not the main lenders..

'type'. Meaning not a normal high street banker or lender because I wouldn't be able to get credit. I said 'type' to denote not one the usual avenues.

Yep. It's what I have been saying. It should all be quite simple.

Yeah, exactly. I don't know all the ins and the outs, but I would indeed have gone out of my way to make sure I was being totally transparent and gave everyone the full picture.

Well this is kind of my point. If it was me and this was now 4 weeks on and people were calling me a fraud.......well, you know the rest.

Exactly. I am only basing it on James saying he is being refunded. This seems to be a bone of contention and seemingly we just have James' word for it.

Ah, but I am basing this on James saying he WILL get the money back he is owed. In that circumstance all you are doing is paying your customers their money back to make them happy and borrowing money for an incredibly short time. All based on James stating he IS getting his money back. If I...

Not sure about that, but I would put all your pictures straight and make sure I locked the door for you on the way out.

My family WOULD loan me the money for sure, so it wouldn't be an issue. James says this is short term. If he's being genuine you are only talking in terms of a matter of weeks. It doesn't have to be the kind of loan company you have suggested. There are some with much lower rates that will...

I would be the world's worst for sure.