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Thanks The older you are the lower the risk you take. All low risk by 5 to 10 years before your planned retirement date. The rest is down to your perception of risk. Used to look after my own but now in all types of funds and bonds to spread the risk. Don't wake up worrying how everything...

Cheers mate 👍 Doing a tour of the UK before I join family in 10 days. In Lincolnshire and got woken up by a field of bloody sheep 😄

First of all I think you need to learn what the term high risk actually means 😅 High risk would be a part of your portfolio. I wouldn't go past 20% at your age. Never more than 10% myself though. Medium risk long term is the way to go. But also low risk. When you reach your mid 40's start to...

Read something on it about a week ago. Scaled back to only Manchester to London. No extra stops to be put in along the line to take on extra passengers as it would make a fast train slower.

Eccles would fit in exactly where he fits in now and wouldn't be worried next time I see Howley on it again either when needed. Will get better with play time as well.

And he has proven to be very capable of covering when needed. Doesn't that show you we have decent cover in his position? Howley looked decent on his 1st team debut start in the league. Playing against knackered and those carrying knocks will help. After a few games he will get more up to...

The teams above us will be playing each other lots of times. We only have to play those above us a few times. Things can move very quickly.

They'd have a few spliffs then start to consider what move they might make next.

How would a gift for his wife help us? 🤔

I still think that someone with more pace than Godden will get more chances than him waiting for the chance to bury.

France. Wife and youngest 3 have been living there for nearly four years now. Got two more shifts at work to do. Get a couple of games in then gone. But we live an hour away from two airports. So will be flying over as much as I can for games.

We've only conceded one goal in the last 9 hours of play.

Same Same as my avatar. G9 COV.

I won't be coming back to live. And my elder lads support the clubs they were born in.

But 4 more years experience and finding out that the grass isn't always greener on the other side. At least with SISU he had a steady job and a decent say on where the budget went.

I always have a sky blue colour car with my COV plate. A slight giveaway 😁 Got to try and bring myself to selling my numberplate 😳 Had it well over 20 years but I leave the UK in a couple of weeks.

I did the same. Except mine was to trade a few insults with a car of lads that pulled aside 🤣

Does this mean you're going to stop having a difference of opinion with me on our chances now?🤔😄 That's now 9 hours play without injury time and we've only let one goal in. That was the mistake from Hamer against Sunderland. In that time we've scored 10 goals. Teams are normally at the bottom...

He has always worked on limited funds so of course it would take time to put a decent side together after each promotion. Since he came back 6 years ago we have improved every season. How many managers have had to put up with half he has and still be successful? But why would he want to leave?

Did you or did you not keep calling for Robins to be sacked and replaced with Jackett? We all remember. No need to do your normal and check out posts from years ago and change what was said. And you went on about it for ages. Just shows how clueless you are.